Listing of interest rates currently in effect at Meridian.
Note: Rates subject to change without notice. For more information contact
your local branch.
Long Term
|
|
| minimum deposit $500 | Non-Redeemable |
|
1 Year
|
1.40%
|
|
2 Years
|
2.20%
|
|
3 Years
|
1.85%
|
|
4 Years
|
2.00%
|
|
5 Years
|
3.25%
|
Guaranteed Savings Certificates
|
|
| minimum deposit $5,000 |
Non-Redeemable
|
|
30 Day
|
0.40%
|
|
60 Day
|
0.50%
|
|
90 Day
|
0.60%
|
| 180 Day |
0.70%
|
| 270 Day |
0.70%
|
Short Term Certificates |
|
| minimum deposit $5,000 |
Redeemable
|
|
30 Day
|
0.40%
|
|
60 Day
|
0.50%
|
|
90 Day
|
0.60%
|
|
180 Day
|
0.70%
|
|
270 Day
|
0.70%
|
U. S. Long Term |
|
| minimum deposit $5,000 | Non-Redeemable |
|
1 Year
|
.50%
|
|
2 Years
|
.80%
|
|
3 Years
|
1.30%
|
|
4 Years
|
1.35%
|
|
5 Years
|
1.50%
|
U.S. Short Term |
|
| minimum deposit $5,000 |
Redeemable
|
|
30 Day
|
0.05%
|
|
60 Day
|
0.05%
|
|
90 Day
|
0.15%
|
|
180 Day
|
0.30%
|
|
270 Day
|
0.35%
|
3 Year Escalator
|
|
| minimum deposit $500 | Redeemable* |
|
1 Year
|
1.40%
|
|
2 Years
|
1.75%
|
|
3 Years
|
3.50%
|
|
* Redeemable on each anniversary date and 30 days thereafter.
|
|
5 Year Escalator
|
|
| minimum deposit $500 | Convertible |
|
1 Year
|
1.40%
|
|
2 Years
|
2.00%
|
|
3 Years
|
2.75%
|
|
4 Years
|
3.25%
|
|
5 Years
|
6.00%
|
| * Not available to Business Members | |
Advantage Savings Account |
||
|
Personal |
0.75%
|
|
| TFSA | 1.00% | |
| RRSPs |
0.75%
|
|
| RRIFs |
0.75%
|
|
| Business | $0 – 5,000.00 |
0.00%
|
| $5,000.01 + |
0.50%
|
|
Online Advantage Savings Account |
|
|
Personal |
1.75%
|
| TFSA | 2.10% |
| RRSPs |
1.75%
|
| * A Special Promotional Interest rate of 1.75% per annum, calculated daily and paid monthly, will be paid on deposits made to new Online Advantage Savings accounts opened during the promotional period, at which time the rate will revert to the current posted rate. This rate applies only to new Accounts opened during the promotional period of July 12 to September 30, 2010. Minimum deposit of $5,000. Rates subject to change without notice. | |
Business Advantage Plus Account |
||
| Canadian Dollar | Minimum $100,000 |
1.30%
|
| U.S. Dollar | Minimum $100,000 |
0.65%
|
Registered Education Savings Plan |
|
| RESP Account |
3.00%
|
U.S. Chequing/Savings Account |
|
|
$0 - $4,999
|
0.05%
|
|
$5,000 - $24,999
|
0.10%
|
|
$50,000 - $99,000
|
0.25%
|
|
$100,000
|
0.25%
|
Lines of Credit |
|
|
Equity
Secured Student |
LOC PRIME
LOC PRIME LOC PRIME + 1.00% |
|
Unsecured
|
Dependant on Credit History
and Capacity to repay the loan |
|
Line of Credit Prime Rate: 3.50%
|
|
Variable Rate Mortgages |
|
|
5 Year Open
|
PRIME + 1.00%
|
|
5 Year Closed
|
2.15% (PRIME - 0.60%*)
|
|
Meridian Prime Rate: 2.75%
|
|
Open Rate Mortgages |
|
|
6 Month Open
|
6.55%
|
|
1 Year Open
|
6.55%
|
Feature Closed Fixed Rate Mortgages |
|
|
4 Year Closed
|
3.95%
|
|
Better Than Market™ Mortgage 5 Year Closed |
3.98%
|
|
7 Year Closed
|
5.25%
|
|
10 Year Closed
|
5.59%
|
|
Builder's pricing applies to posted rates, not to promotional or special rates. |
|
Closed Fixed Rate Mortgages |
|
| 6 Month Convertible |
4.65%
|
| 1 Year Closed |
3.50%
|
| 2 Year Closed |
3.85%
|
| 3 Year Closed |
4.40%
|
| 4 Year Closed |
5.40%
|
| 5 Year Closed |
5.75%
|
| 7 Year Closed |
6.49%
|
| 10 Year Closed |
6.80%
|
|
* For commercial mortgage rates, please speak to your Business Account Manager. Builder's pricing applies to posted rates, not to promotional or special rates. |
|