| ABM | |
INTERAC® transactions |
$1.25 |
Cirrus® (U.S.) |
$2.00 |
Cirrus® (International) |
$4.00 |
| Surcharge may be applied by other financial institution | |
Cheque Payment Processing |
|
Bank draft or official cheque (Canadian, US and foreign) |
$6.50 |
Money order (Canadian or US) |
$5.00 per item |
Foreign currency cheque (cash or deposit) |
$4.00 per item |
Foreign currency drawn on a Canadian account |
$12.00 |
Certified cheque |
$10.00 |
Charge back |
Free |
Cheque sent on collection |
$20.00 |
Non-sufficient funds (NSF) |
$30.00 |
Honoured NSF |
$5.00 plus overdraft interest |
Late loan payment |
$30.00 |
Stop payment • With complete details • With partial details |
$10.00 $15.00 |
Travellers cheques • One-Signature • Cheques for Two • Gift Cheques |
1% of purchase value 1.75% of purchase value 2.00% of purchase value |
Unencoded/undomiciled item |
$5.00 per item |
Coverdraft |
$2.00 per item that invokes Coverdraft |
Creditline |
$1.00 per month plus applicable interest |
Record Keeping and Searches |
|
Bank draft or official cheque Credit rating to other financial institutions |
$5.25 (GST included) written only |
Search of bank records |
$2.00 per item (discretionary) |
Extensive search |
$30.00/hour (minimum $15.00) |
Interest letter |
$14.86 (GST included) |
Balance letter |
$14.86 (GST included) |
Letter – duplicate T4 & T5 information |
$15.00 |
Safety Deposit Boxes |
|
Available in various sizes and annual fees |
|
Key replacement or drilling: |
At cost |
Wires Accounts |
|
Incoming wires (Canadian and foreign) |
$10.00 |
Outgoing wires |
|
• Canadian, USD & Foreign |
$20,000 or less = $20.00 $20,001 - $50,000 = $50.00 $50,001 - $100,000 = $80.00 $100,001 or higher = $100.00 |
Foreign wire fees are completed in Canadian dollars. |
|
Inactive Accounts and Closing Accounts |
|
Balance of account transfer |
$15.00 (includes official cheque charge) |
Closing account |
$25.00 within 90 days of opening per demand account. |
Inactive account |
$30.00 per year and account closed to unclaimed balances after three years |
RRSP/RRIF |
$100.00 if collapsed within 90 days of opening $50.00 for T2033 transfer out |