Account Services (and any associated fees)



ABM
INTERAC® transactions
$1.25
Cirrus® (U.S.)
$2.00
Cirrus® (International)
$4.00
Surcharge may be applied by other financial institution


Cheque Payment Processing
Bank draft or official cheque
(Canadian, US and foreign)
$6.50
Money order (Canadian or US)
$5.00 per item
Foreign currency cheque (cash or deposit)
$4.00 per item
Foreign currency drawn on a
Canadian account
$12.00
Certified cheque
$10.00
Charge back
Free
Cheque sent on collection
$20.00
Non-sufficient funds (NSF)
$30.00
Honoured NSF
$5.00 plus overdraft interest
Late loan payment
$30.00
Stop payment
     • With complete details
     • With partial details
$10.00
$15.00
Travellers cheques
     • One-Signature
     • Cheques for Two
     • Gift Cheques
1% of purchase value
1.75% of purchase value
2.00% of purchase value
Unencoded/undomiciled item
$5.00 per item
Coverdraft
$2.00 per item that
invokes Coverdraft
Creditline
$1.00 per month plus
applicable interest


Record Keeping and Searches
Bank draft or official cheque
Credit rating to other financial
institutions
$5.25 (GST included)
written only
Search of bank records
$2.00 per item (discretionary)
Extensive search
$30.00/hour (minimum $15.00)
Interest letter
$14.86 (GST included)
Balance letter
$14.86 (GST included)
Letter – duplicate T4 & T5 information
$15.00


Safety Deposit Boxes
Available in various sizes and annual fees
Key replacement or drilling:
At cost


Wires Accounts
Incoming wires (Canadian and foreign)
$10.00
Outgoing wires
     • Canadian, USD & Foreign
$20,000 or less = $20.00
$20,001 - $50,000 = $50.00
$50,001 - $100,000 = $80.00
$100,001 or higher = $100.00
Foreign wire fees are completed in Canadian dollars.


Inactive Accounts and Closing Accounts
Balance of account transfer
$15.00 (includes official
cheque charge)
Closing account
$25.00 within 90 days of
opening per demand account.
Inactive account
$30.00 per year and account
closed to unclaimed balances
after three years
RRSP/RRIF
$100.00 if collapsed within 90
days of opening
$50.00 for T2033 transfer out