Group Travel Insurance
Meridian Members have exclusive access to our group travel insurance rates.
Travel Insurance
What is travel insurance?
Travel insurance protects you against the cost of the unexpected while travelling. With travel insurance you never need to worry about the cost of emergency medical treatment or having to bear the cost of interrupting a trip should an emergency at home require you to cut your trip short.
Why Purchase Travel Insurance?
A lot can happen when you're travelling. If you get sick or injured, government health insurance plans may pay only a small fraction of your medical expenses. and most hospitals charge thousands of dollars per day excluding doctor's fees and diagnostics costs. Travel insurance also protects you in the event you have to interrupt your trip and return home by covering your travel expenses.
Choose from the selection of Travel Insurance options below that most fit your needs:
You can start with Emergency Hospital & Medical coverage on it's own and then customize your coverage by adding coverage options to create a comprehensive protection package.
Click on each to view details:
Emergency Hospital & Medical
It's important to be prepared – the unexpected cost of emergency medical treatment is the single most expensive hidden cost you could face the next time you travel. Set your mind at ease with Meridian Travel Insurance which provides:
- Up to $5 million for emergency treatment of an injury or sickness
- Emergency medical evacuation via air ambulance to a hospital in your province when possible
- Up to $3,000 for treatment of a dental injury as the result of an accidental blow to the face, and up to $500 for relief of acute dental pain from other causes
- Up to $3,000 to transport a family member or close friend to your bedside if you're hospitalized, plus up to $1,000 for out-of-pocket expenses incurred by that family member or friend
- The cost to return an accompanying family member home-when necessary-young children may also be escorted
- Coverage for acts of terrorism
Other benefits include:
- Meals & Accommodation
- Return of Travelling Companion
- Return of Vehicle or Watercraft
- Pet Return
- Return of Deceased
Two plans to choose from:
- Single trip Emergency Hospital & Medical – this covers you and/or your family for up to 365 days on a single trip.
- Multi-trip plans cover an unlimited number of trips outside of your home province up to 15 days per trip.
Comprehensive Travel Insurance
There are several types of coverage you can count on when you are planning your trip that can be bundled together to create a comprehensive travel insurance solution. If you require more than Emergency Hospital & Medical, you can also add on one or all of the following, or simply purchase these on their own if you are already covered medically:
- Trip Interruption
- Accidental Death & Dismemberment
- Flight Accident
Optional Additions
Trip Interuption
In the unlikely event you need to cut your trip short due to an unexpected event, your return trip home can be covered up to a cost of $2,000. This coverage takes the financial burden off your shoulders of paying for expensive last-minute tickets to fly home in an emergency.
Once your trip starts, Trip Interruption insurance provides coverage amounts of $800, $1500, or $2,000 for one-way economy transportation home, up to the coverage amount.
Trip Interruption insurance is available to anyone at least 15 days old who is travelling to and from Canada.
Accidental Death & Dismemberment
Choose either $25,000, $100,000 or $250,000 worth of coverage for accidental loss of life, limb or sight, or disappearance during your trip other than while flying.
Flight Accident
Choose either $200,000 or $500,000 for accidental loss of life, limb or sight or disappearance resulting from an aircraft accident occurring worldwide. Coverage is for all flights ticketed and arranged prior to the effective date of the insurance coverage.
Top Up Insurance
If you decide to stay away longer than the coverage purchased on your Single Trip Plan, simply purchase added Top-Up Insurance for the remaining days you will be out of province. You can do this before you leave by simply visiting your branch or while you are away by calling us at 1-866-592-2226.
Exceptional Claims Service
Travel assistance is available 24 hours a day, 7 days a week. Just call TIC Claims & Travel Assistance at 1-800-995-1662. TIC claims staff will review your claim quickly and hassle-free and arrange payment of your approved claims with your provincial health plan and any other insurers. Meridian Travel Insurance is administered by TIC Travel Insurance Coordinators Ltd., a leading travel insurance provider since 1972
- Travel Insurance Plans
- Insurance Premiums
- Additional information
- Contact numbers
Additional Travel Insurance resources
Provincial Health Insurance Coverage
Health Canada
Travel Medical Clinics
Foreign Affairs