Senior Account

You’ve worked hard your whole life, and now you should benefit from all that hard work. If you’re 60 or over, Meridian has a Maximiser account specifically tailored to you1. Not only do we offer you many moneysaving features and lower fees on services, but unlike a lot of financial institutions these days, we waive your day-to-day banking fees2.

Save Money

  • No monthly fee.
  • Unlimited point of sale (debit), in-branch transactions (bill payments, transfers, etc.) and cheque transactions.
  • Unlimited Meridian and THE EXCHANGE® Network ABM withdrawals.
  • 4 free Interac® ABM withdrawals from non-Meridian, non-THE EXCHANGE® Network ABMs per month with a minimum monthly balance of $1,000.
  • Free deposits.
  • 1 free basic cheque order per year (maximum 50 single cheques per year).
  • 4 free Canadian bank drafts per month, additional at $3.25 each.
  • Free certified cheques.
  • 50% discount on safety deposit box rental (up to a maximum of $15.00).
  • Free American Express Traveler’s cheques (one signature).
  • 1.0% discount on American Express cheques for two.


  • Free monthly paper statements or go ‘paperless’ by registering to receive your statements through online banking.
  • With every cheque order you receive free identity theft services through the iDefence program offered by Davis + Henderson. For more information visit or call 1-866-323-7187 to speak with a membership services representative.


  • 24-hour access to your account through online or telephone banking, at an ABM machine or point of sale (debit).
  • Not near a Meridian ABM? You have surcharge-free access at the thousands of THE EXCHANGE® Network ABMs, some also accept deposits.


It’s easy to switch to Meridian. Discover the many advantages of being a Member and what The Meridian Difference can mean to you. To become a Member, click here
For more information on service and account fees, click here.
Limit of one Senior Maximiser account per Member.
2Account features and benefits subject to change without notice.
TM Trademarks of Meridian Credit Union Limited.
® The EXCHANGE® Network. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.

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There are more than 60 branches conveniently located in a neighbourhood near you:

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Call us at 1-866-592-2226 or Click here to find your local branch number.

Meridian Credit Union