Secured and Unsecured Lines of Credit – Get more when you borrow for less.

Unsecured Lines of Credit

The Meridian line of credit is likely the most convenient borrowing product you're ever going to find. It works like a credit card (you have a set amount that's always available) but offers a preferred variable rate. It also offers more payment flexibility than most loans.

Some people save their line of credit for emergencies or special occasions, and others use it daily instead of a credit card. Regardless, it's always there when you need it, and it's a great idea for individuals and families alike.

Secured Lines of Credit

A secured line of credit works exactly like a regular line of credit with one major difference — you use a house, property or other asset to secure it. That means that you can access a much larger amount of money at a preferred rate, as low as Line of Credit PRIME. It makes major purchases a lot easier (imagine never having to apply for a loan or even a mortgage again) and you only pay for the credit you use.