Let us help you make your first "home-buying" experience easy. Remember, you will need to have 5% as your down-payment, and if you do not have it, do not worry. You can use up to $25,000 of your RRSPs or we have a "Cash Back" feature that can help you. Come in to see us and we will help you figure it out.

Let us help you make your renewal or your switch to Meridian easy. With our Better than Market mortgage rates, we beat the big 5 banks hands-down! Click here to visit our comparison calculator. And when it is time to switch to Meridian, we’ll make it easy. Click here to learn more.

Everyone dreams of having that great getaway location. When researching your mortgage options, you will need to show whether it is a winterized property or a seasonal type property. Regardless we still offer competitive rates, simple terms and you can still amortize over standard periods, making your regular payments more affordable.

A winterized property is usually recognized the same as standard residential properties in terms of the quality of construction and material. They are winterized and can be used all year round and therefore they do generally meet standard residential lending requirements.

A seasonal property is when the heating system is not required and the home/cottage is located on a seasonal access road (i.e. a road which is not ploughed during those winter months).

Regardless of which property type you are investing in, financing is available for up to 95% of those which are winterized and 90% of those which are seasonal.

Call us or come in and talk to a financial Coach today to find out about all of your mortgage options.

Are you building your dream home from the ground up? Come in and talk to our financial Coaches who specialize in the financing of residential construction dwellings. They can provide you with maximum flexibility in determining how you wish to construct you dream house, cottage or vacation property.

You will require a construction mortgage if your custom home is being built by yourself or by a contractor, on land owned by you.

We can provide you with,

• Flexible draw (payment) options to make managing cash flow and building phases much easier than traditional financial institutions.
• Professional and knowledgeable experts who have been financing construction mortgages for years and understand the unique demands associated with home builds, pre-fabricated assembly and custom dream homes.
• Finance up to 75% of the value of the land.
• An interest rate fixed at initial draw- eliminating the risk associated with rising interest rates.

Come in and speak to a financial Coach and get the pre-approval you need. Reduce the stress associated with your building plan and gain the helpful advice you need before you start.

If you are self-employed or earn a commission based salary, we have a mortgage designed especially for you. Let us help you finance a resale or newly constructed home purchase or refinance your existing mortgage.

At Meridian we will refinance your mortgage as a percentage of your property value for home improvements, debt consolidation or business/personal uses. The flexibility you can gain includes,

• Prepayment options  throughout the year totaling up to 20% of your original mortgage amount
• Increasing your regular mortgage payments up to 20% per year
• Selection of any 6 month – 10 year term
• Financing for up to 90%

 Come in and speak with a financial Coach and get the information you need.