The Global 5 Market Secure GIC allows you to invest in international stock markets while guaranteeing 100% of your principal investment. The rate of return is based on the performance of 5 international stock market indices over 5 years. The Global 5 Market Secure GIC is available for registered and non-registered investments.

Click here to see the Monthly closing values of the 5 International Stock Market Indices as well as our Issue dates and their starting value

We recommend the Global 5 Market Secure GIC if:

• You want higher returns than what traditional term investments offer.
• You want to try out the stock market, but want to minimize your risk.
• You want to participate in the performance of 5 international stock markets.
• You want to gain some stock market experience for future investment plans.

Member Benefits

• The rate of return is calculated based on the performance of the 5 international stock markets.
  
  
  • Canada: S&P\TSX 60
  • United States: S&P 500
  • United Kingdom: FTSE 100
  • Europe: DJ Euro Stoxx 50
  • Japan: Nikkei 225
• Unlimited Potential - The return is based on stock market performance allowing you to participate in the upside potential of stock market growth.
• Power of Averaging – the return calculation uses monthly averaging which smoothes out market ups and downs, protecting the investment from volatility and severe short-term fluctuations.
• Participation Rate – 100% is a market-leading multiplier and represents the portion of the growth in the market index you will receive at maturity.
• International Exposure – investing in world economies improves your odds of a favourable return through broader market exposure and risk management.
• Diversified Investment – the investment will be equally distributed 20% into each of the 5 international markets.

Peace of Mind

• You can rest easy knowing your principal investment is safe and secure.
• With Global 5 Market Secure GICs and the help of our financial advisors, you can create a strong, balanced investment portfolio.

Things You Need to Know

• The minimum investment is $500 for RRSPs and $1,000 for non-registered investments.
• You can only redeem your investment at the end of the 5 year term.
• Interest is only paid out at maturity.

Method of Calculation

The interest earned, if any, will be based on the average monthly closing values of the 5 international stock market indices over the 60 month investment period.  Any return will be based on the percentage change over the 60 months compared to the starting value and multiplied by the participation rate to give the overall return.

Ask the Experts

To find out more or to get a Meridian financial Coach working for you, call 1.866.592.2226 or visit your local branch today.