Index-Linked GICs

We just put safety in the stock market with Index-Linked GICs. You get all the potential upside of the stock market with your principal guaranteed. All our Index-Linked GICs offer:

  • 100% principal guarantee – At minimum, your initial investment will be returned to you at the end of the term
  • Higher potential returns through the stock markets
  • No fees or commissions
  • Minimum guaranteed rates of return for Consumer Staples, Financial Services and Health Care Index-Linked GICs
  • RRSP & TFSA eligible
  • Deposits insured by Deposit Insurance Corporation of Ontario (DICO)

To find out more, call or visit your branch today to speak with a Meridian Financial Advisor or call us at 1-866-592-2226.

There are 6 different Index-Linked GICs to choose from including:

U.S. Index-Linked GIC 

  • ​Provides exposure to 500 of the United States’ largest companies.  
  • Offers equity exposure to a maximum return with 100% principal protection.  Lean more​

Canadian Market Index-Linked GIC

  • Invest close to home with 60 of Canada’s largest companies.

Natural Resource Index-Linked GIC

  • Invest in essential commodities including copper, corn, oil, natural gas and gold.  Learn more

Consumer Staples Index-Linked GIC

  • Invest in household brands that sell everyday necessities.
  • Minimum guaranteed rate of return at maturity.  Learn more

Financial Services Index-Linked GIC

  • Invest in some Canada’s largest financial institutions.
  • Minimum guaranteed rate of return at maturity.  Learn more

Health Care Index-Linked GIC

  • Invest in global pharmaceutical companies.
  • Minimum guaranteed rate of return at maturity.  Learn more

Global Markets Index-Linked GIC

  • Invest in markets around the world.



™Trademarks of Meridian Credit Union Limited. *Returns are based on the performance of Meridian’s Financial Services Index-Linked GIC, Consumer Staples index-Linked GIC and Health Care Index-Linked GIC. The principal amount and earned interest is covered by deposit insurance provided by the Deposit Insurance Corporation of Ontario, subject to a limit of $100,000 in total unregistered Member deposits at Meridian (unlimited if held within a registered plan). The amount earned, if any, is calculated at, accrued to, and paid at maturity as interest and will depend on Equity Index. The amount earned will not exceed a Maximum Cumulative Return of 12% over the full term of the deposit. It is possible that the amount earned will be zero. Offer valid until March 27, 2014. Meridian Index-Linked GICs are non-redeemable. Terms and conditions for Meridian Index-Linked GICs are available at your local Meridian branch. All other trademarks, registered trademarks, service marks and trade names are the property of their respective owners. 02/2014.

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Meridian Credit Union