S&P/TSX 60 Market Secure GIC Offerings

The list below is organized in order of date of issue.

Each offering will mature five calendar years from the issue date. The Participation Rate is currently set at 100%. The Participation Rate for all issues prior to the December 2008 offering is 125% (with the exception of March 31, 2002 @ 110%, and February 28 and January 31, 2002, both @ 100%). Please see method of calculation for further details.

Next Canadian MSGIC offering now on until 3pm on June 19, 2012.

2012
Start Date: March 10, 2012
• Opening Value of Index: 665.21


Start Date: March 8, 2012
• Opening Value of Index: 707.83


Start Date: January 19, 2012
• Opening Value of Index: 707.42


2011
Start Date: December 8, 2011
• Opening Value of Index: 678.17


Start Date: November 3, 2011
• Opening Value of Index: 709.96

Start Date: September 22, 2011
• Opening Value of Index: 656.92


Start Date: August 18, 2011
• Opening Value of Index: 695.58


Start Date: July 14, 2011
• Opening Value of Index: 756.95


Start Date: June 2, 2011
• Opening Value of Index: 772.00

Start Date: March 3, 2011
• Opening Value of Index: 817.85

Start Date: January 20, 2011
• Opening Value of Index: 764.05

2010
Start Date: December 9, 2010
• Opening Value of Index: 751.98

Start Date: November 4, 2010
• Opening Value of Index: 737.73

Start Date: September 23, 2010
• Opening Value of Index: 700.74

Start Date: July 15, 2010
• Opening Value of Index: 689.81

Start Date: June 1, 2010
• Opening Value of Index: 680.20

Start Date: April 22, 2010
• Opening Value of Index: 713.47

Start Date: March 4, 2010
• Opening Value of Index: 693.37

Start Date: January 21, 2010
• Opening Value of Index: 670.80

2009
Start Date: December 17, 2009
• Opening Value of Index: 677.25

Start Date: November 12, 2009
• Opening Value of Index: 675.53

Start Date: September 24, 2009
• Opening Value of Index: 676.94

Start Date: July 16, 2009
• Opening Value of Index: 624.84

Start Date: June 4, 2009
• Opening Value of Index: 639.30

Start Date: April 23, 2009
• Opening Value of Index: 571.00

Start Date: March 5, 2009
• Opening Value of Index: 460.20

Start Date: January 22, 2009
• Opening Value of Index: 508.80

2008
Start Date: December 11, 2008
• Opening Value of Index: 507.73

Start Date: November 13, 2008
• Opening Value of Index: 566.02

Start Date: October 2, 2008
• Opening Value of Index: 651.34

Start Date: August 21, 2008
• Opening Value of Index: 810.14

Start Date: June 5, 2008
• Opening Value of Index: 894.70

Start Date: April 24, 2008
• Opening Value of Index: 828.72

Start Date: March 6, 2008
• Opening Value of Index: 784.53

Start Date: January 24, 2008
• Opening Value of Index: 757.64

2007
Start Date: December 13, 2007
• Opening Value of Index: 802.07

Start Date: November 15, 2007
• Opening Value of Index: 784.66

Start Date: October 4, 2007
• Opening Value of Index: 819.56

Start Date: June 7, 2007
• Opening Value of Index: 782.90

Start Date: April 26, 2007
• Opening Value of Index: 777.58
• Rate of Return: 0.00%
• If Compounded: 0.00%


Start Date: March 8, 2007
• Opening Value of Index: 745.39
• Rate of Return: 0.00%
• If Compounded: 0.00%


Start Date: January 25, 2007
• Opening Value of Index: 741.47
• Rate of Return: 0.00%
• If Compounded: 0.00%


2006
Start Date: December 14, 2006
• Opening Value of Index: 749.51
• Rate of Return: 0.00%
• If Compounded: 0.00%


Start Date: November 16, 2006
• Opening Value of Index: 714.44
• Rate of Return: 0.25%
• If Compounded: 0.25%


Start Date: October 05, 2006
• Opening Value of Index: 674.48
• Rate of Return: 1.75%
• If Compounded: 1.70%


Start Date: August 24, 2006
• Opening Value of Index: 688.43
• Rate of Return: 1.19%
• If Compounded: 1.16%


Start Date: July 20, 2006
• Opening Value of Index: 649.39
• Rate of Return: 2.72%
• If Compounded: 2.58%


Start Date: June 8, 2006
• Opening Value of Index: 641.77
• Rate of Return: 2.98%
• If Compounded: 2.81%


Start Date: April 27, 2006
• Opening Value of Index: 686.00
• Rate of Return: 1.02%
• If Compounded: 1.00%


Start Date: March 9, 2006
• Opening Value of Index: 664.69
• Rate of Return: 1.72%
• If Compounded: 1.78%


Start Date: January 26, 2006
• Opening Value of Index: 660.10
• Rate of Return: 1.74%
• If Compounded: 1.80%


2005
Start Date: December 15, 2005
• Opening Value of Index: 625.33
• Rate of Return: 3.20%
• If Compounded: 3.02%

Start Date: November 17, 2005
• Opening Value of Index: 605.25
• Rate of Return: 4.04%
• If Compounded: 3.76%

Start Date: October 6, 2005
• Opening Value of Index: 593.69
• Rate of Return: 4.51%
• If Compounded: 4.15%

Start Date: August 25, 2005
• Opening Value of Index: 592.23
• Rate of Return: 5.64%
• If Compounded: 5.09%

Start Date: July 14, 2005
• Opening Value of Index: 568.01
• Rate of Return: 4.45%
• If Compounded: 4.10%

Start Date: June 3, 2005
• Opening Value of Index: 540.93
• Rate of Return: 6.56%
• If Compounded: 5.83%

Start Date: April 21, 2005
• Opening Value of Index: 523.01
• Rate of Return: 7.91%
• If Compounded: 6.89%

Start Date: March 10, 2005
• Opening Value of Index: 532.74
• Rate of Return: 7.17%
• If Compounded: 6.32%

Start Date: January 27, 2005
• Opening Value of Index: 505.61
• Rate of Return: 8.66%
• If Compounded: 7.46%

2004
Start Date: December 17, 2004
• Opening Value of Index: 506.59
• Rate of Return: 8.45%
• If Compounded: 7.30%

Start Date: November 18, 2004
• Opening Value of Index: 498.74
• Rate of Return: 8.82%
• If Compounded: 7.58%

Start Date: October 8, 2004
• Opening Value of Index: 490.42
• Rate of Return: 9.27%
• If Compounded: 7.91%

Start Date: August 19, 2004
• Opening Value of Index: 460.87
• Rate of Return: 11.15%
• If Compounded: 9.24%

Start Date: July 8, 2004
• Opening Value of Index: 464.80
• Rate of Return: 10.64%
• If Compounded: 8.91%

Start Date: May 27, 2004
• Opening Value of Index: 460.12
• Rate of Return: 10.71%
• If Compounded: 8.96%

Start Date: April 15, 2004
• Opening Value of Index: 479.40
• Rate of Return: 9.18%
• If Compounded: 7.85%

Start Date: March 5, 2004
• Opening Value of Index: 490.79
• Rate of Return: 8.34%
• If Compounded: 7.22%

Start Date: January 14, 2004
• Opening Value of Index: 471.64
• Rate of Return: 9.66%
• If Compounded: 8.20%

2003
Start Date: November 21, 2003
• Opening Value of Index: 435.44
• Rate of Return: 12.34%
• If Compounded: 10.09%

Start Date: October 10, 2003
• Opening Value of Index: 428.78
• Rate of Return: 12.77%†
• If Compounded: 10.38%

Start Date: August 22, 2003
• Opening Value of Index: 420.36
• Rate of Return: 12.84%†
• If Compounded: 10.40%

Start Date: July 10, 2003
• Opening Value of Index: 399.29
• Rate of Return: 14.42%†
• If Compounded: 11.47%

Start Date: May 16, 2003
• Opening Value of Index: 383.12
• Rate of Return: 15.04%†
• If Compounded: 11.87%

Start Date: April 3, 2003
• Opening Value of Index: 365.60
• Rate of Return: 16.43%†
• If Compounded: 12.75%

Start Date: February 14, 2003
• Opening Value of Index: 367.12
• Rate of Return: 15.30%†
• If Compounded: 12.04%

2002
Start Date: December 21, 2002
• Opening Value of Index: 370.64
• Rate of Return: 13.98%†
• If Compounded: 11.19%

Start Date: November 15, 2002
• Opening Value of Index: 365.69
• Rate of Return: 14.02%†
• If Compounded: 11.21%

Start Date: October 3, 2002
• Opening Value of Index: 335.39
• Rate of Return: 16.93%†
• If Compounded: 13.05%

Start Date: August 16, 2002
• Opening Value of Index: 369.22
• Rate of Return: 12.09%†
• If Compounded: 9.92%

Start Date: June 27, 2002
• Opening Value of Index: 401.20
• Rate of Return: 8.26%†
• If Compounded: 7.17%

Start Date: April 4, 2002
• Opening Value of Index: 440.96
• Rate of Return: 4.05%†
• If Compounded: 3.76%

Start Date: February 14, 2002
• Opening Value of Index: 427.61
• Rate of Return: 3.94%†
• If Compounded: 3.67%

† Annual non-compounding rate of return

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Meridian Credit Union