Term Investments allow you to deposit your savings for various periods of time and better ladder your investments. “Laddering” is an investment technique that lets you diversify your portfolio by purchasing a series (or ladder) of funds with different maturity dates.

Click Here to see our Term Rate Information

We recommend Term Investments if:

• You want to save for a future purchase while earning interest on your funds.
• You want an investment at a competitive rate that provides flexible term dates.
• You want investments that allow you to ladder your portfolio.

Make More Money

• You can choose to have your interest compounded within the term or have the interest paid out to an account of your choice.

Flexibility

• We offer Canadian and U.S. long term deposits of 1-5 years .
• We offer Canadian and U.S. short term deposits in 30, 60, 90, 180 & 270 day terms.
• Our term investments come in both redeemable and non-redeemable options.
• Purchase at your nearest local branch or call our Quality Contact Centre at 1-866-592-2226

Peace of Mind

• 
  Deposits insured up to $100,000 by the Deposit Insurance Corporation of Ontario.
  
  For further information on deposit insurance coverage,
  please call DICO at 1-800-268-6653 or www.dico.com.
• At Meridian Credit Union, registered savings plans are fully insured with no limit on the maximum amount (RRSP, RRIF, LIF, RESP, TFSA)

Things You Need to Know

• The minimum deposit for Canadian Term Investments is $500.
• The minimum deposit for U.S. Term Investments is $5,000.
• The minimum deposit for youth and student members is $100.

Ask the Experts

To find out more or to get a Meridian financial expert working for you, call 1.866.592.2226 or come into your local Meridian branch today.