Own your home sooner with the best mortgage on the market.

Compare our 5-year fixed "We've Got Your Back" mortgage to the big banks* and you'll find we've got the best mortgage. Guaranteed.
​ ​ Meridian ​2.95%
RBC ​4.94%
​CIBC ​3.49%
​TD ​3.39%
Scotiabank​ ​4.79%
​BMO ​2.99%


No matter where you are on the property ladder, whether you’re getting into the property market, moving up, building your own home or downsizing, Meridian has a flexible mortgage option to suit your needs.

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Mortgage Insurance
All mortgages in Canada with down-payments of less than 20% require mortgage default insurance mandated by the government of Canada. This insurance is provided by several different insurers within Canada. For more information please speak to a Meridian representative.
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With a Meridian mortgage, you could save up to $000.00 in interest over the life of your mortgage.
*O.A.C. This is the rate for a closed, fixed rate mortgage with a term of 5 years. Rate is subject to change without notice. Some conditions apply. Interest is calculated semi-annually, not in advance. 2.95% APR assumes the typical example of a new mortgage with no costs of borrowing other than interest. Best mortgage on the market is based on a direct comparison of Meridian's featured 5-Year closed fixed rate against the big banks' special rates for comparable mortgage offerings posted online on their respective websites. Big banks are defined as: Toronto Dominion Bank, Royal Bank of Canada, Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce. Trademarks of Meridian Credit Union Limited. 04/2014.

Find the mortgage that's right for you​!


Featured Closed Fixed Rate Mortgages

2.95%5 Year Closed

Featured Variable Rate Mortgages

2.60% (PRIME* - 0.40%)5 Year Closed

See All of Our Mortgage Rates

Meridian Credit Union