Mortgage Types

A Meridian mortgage has all the benefits of flexible options and savings with competitive interest rates. We personalize every mortgage to suit your needs. Come in to your local branch or call our Contact Centre to find out more.

Are you a first time homebuyer?

Let us help you make your first "home-buying" experience easy and well planned. If you have RSPs, we will explain how you can use proceeds from them to help with your down payment on your first home purchase.

The Friends and Family Mortgage – perfect for modern family living

Want to join forces with your best friend to buy into the pricey housing market? Wondering how your family and another can pool down payments to afford a larger shared home? With the new Friends and Family Mortgage, we make it easier for up to four people to be added to a joint mortgage and take advantage of Meridian's always low rates. Plus, we'll offer creative tips and suggestions to help you share your investment, avoid the pitfalls and make the most of living together. 

Looking to renew your mortgage?

Renewing your mortgage at Meridian is easy and hassle-free. Perhaps your mortgage is maturing elsewhere and you would like to bring it to Meridian? No problem, we’ll make the switch to Meridian just as easy.

Buying a vacation home?

Whether you want to enjoy a dream vacation home year-round or seasonally, we have a mortgage solution for you. We offer competitive rates, simple terms and you can still amortize over standard periods, making your regular payments more affordable.

Need a construction mortgage?

Are you building your dream home from the ground up? Maybe you are adding to your existing home? A Meridian construction mortgage provides access to the funding you’ll need at different stages of construction. This helps to manage cash flow during building phases.

Self-Employed and need a mortgage?

Do you run your own business? Meridian has mortgage solutions that will help you buy a home if you’re self-employed, or a commissioned sales person. We can help tailor a solution to ensure you are able to get that dream home that fits your budget. 

Call us or come in and talk to a Meridian Mortgage Specialist.

Can’t get to your branch within regular business hours?  We offer flexible mortgage solutions 24 hours a day.  A Meridian Mobile Mortgage Specialist is available to meet with you anytime, anywhere. We’re so close, we can come right to your doorstep.​

Featured Fixed Rate Mortgages

2.54%5 Year Closed
2.64%3 Year Closed

Featured Variable Rate Mortgages

2.40%5 Year Closed

See All of Our Mortgage Rates

Meridian Credit Union