Why Mutual Funds* may be right for you

The basics

If you’re wondering if mutual funds meet your financial requirements, consider the many benefits they have to offer you as an investor. Essentially a mutual fund is a collection of individual securities, such as stocks and bonds. Just think of it as a company that brings a group of people together then invests the group’s money in stocks, bonds and other securities.  When you invest in mutual funds, you own a part of the holdings of the fund.

The benefits

Diversity

Diversity is a good place to start because each mutual fund is made up of a portfolio of different securities (for example, stocks and bonds). By diversifying your holdings, you’re not putting all of your money in one place – reducing overall risk.

Liquidity

Liquidity is another plus, since you can purchase most mutual funds or cash them in with limited penalty (if any) on relatively short notice. 

Accessibility

For the average investor, creating a well-balanced portfolio of individual securities can be very expensive.  Incorporating mutual funds into your portfolio opens up many opportunities since you can participate in a wide array of investments that you may not be able to as an individual.

Professional Management

Mutual funds provide full-time, high quality professional management services by pooling the resources of many hundreds of investors.  

Socially Responsible Investing

What exactly is SRI? It's a way to invest that offers investors the ability to contribute to the social and environmental efforts being undertaken by many successful companies. It's a good way for people who are interested in issues like biodiversity, workers' rights, and corporate ethics to have a say. But SRI is even more. In many cases, professional SRI money managers actively engage company management and encourage socially responsible policy change.

Taking out the guesswork

With thousands of mutual funds available, your Meridian Wealth Management Professional has access to a list of recommended funds with options to suit all of your investment needs. Each fund has been carefully reviewed and selected, and the list is evaluated regularly.

We’ve partnered with the best

Through our relationship with Credential Asset Management Inc. we can provide you access to investment products from top providers including AGF, Fidelity, NEI Investments & Ethical Funds, Northwest & Ethical Funds, Franklin Templeton and Mackenzie. We’re ready to guide you through your entire investment lifecycle with forward-thinking solutions intended to deliver maximum returns. And unlike most financial institutions, this service is available to all Members no matter how much money you have to invest.

If you’d like to learn more, it’s time to speak to a Meridian wealth management professional.

Talk to a Meridian Wealth Management professional 

You’ll get straightforward answers to your questions. We work with you on your long-term needs for financial security. And we go out of our way to find ways to get your money working for your retirement.

Let us know when it is convenient for you to talk with one of our wealth management professionals so they can take a closer look at your investment choices.

*Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

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