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Obtain a Meridian mortgage completely online from wherever you are, at your own pace, whether on your laptop, tablet or smartphone. Want to talk to someone, you can do that too. Visit a branch, speak to our Contact Centre or have an Mobile Mortgage Specialist come to you!

 

INTERESTED IN OUR OTHER SPECIAL MORTGAGE RATES?


FIXED RATE MORTGAGE
10-Year Fixed

4.39%

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FIXED RATE MORTGAGE
5-Year Fixed

3.24%

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Variable Rate Mortgage


With a variable rate mortgage, the interest you pay fluctuates based on Meridian’s prime rate. Lots of people choose this option if they think rates will go down. If rates do go down, you pay down more of your principal than originally planned!


Our Mortgage Features


20/20 PREPAYMENT PRIVILEGES

Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year (or both).
 

​SKIP-A-PAYMENT

Whatever the reason, we can help ease the strain. Our Skip-a-Payment feature is as simple as it sounds – we let you skip one month’s mortgage payment to give you a little breathing room.


FLEXIBLE SCHEDULE

Having a mortgage is a long-term commitment. Choose a payment schedule that suits you and fits your budget: weekly, bi-weekly, monthly, bi-monthly and accelerated weekly and  bi-weekly.


MORTGAGE PROTECTION

Our Group Mortgage Protection (GMP) is a monthly premium that helps safeguard your home in case of financial hardships including death, disability or critical illness.


Our Online Application Process


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Step 1:

Complete a simple profile and we will hold any of our advertised rates for you for 90 days. No questions asked and no further commitment 


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Step 2:

Once your application is submitted, we’ll provide you with your FREE credit score and a list of any further documents needed to complete your application.


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Step 3:

Once your application is completed, a final approval will be provided to you within a few business days.


WANT TO TALK TO SOMEONE?

Whether you’re in the market for a new mortgage or looking to renew, switch or refinance your existing mortgage, Meridian makes it simple and convenient. You can apply completely online or have one of our friendly Mortgage Specialists come to you. Your local branch or our Contact Centre are happy to help too.