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Investment plans


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Retirement savings plans

Build an RRSP that fits your saving style with GICs, mutual funds, and more. Contributions are tax deductible, and earnings are tax-sheltered until you start making withdrawals later in life.

Turn retirement savings into income with a Registered Retirement Income Fund (RRIF) after age 71. Transfer RRSP funds to your RRIF, tax free, and build a customized portfolio of investments.

Explore RRSPsExplore RRIFs


Registered education savings plans (RESPs)

Save for your child’s education with tax-sheltered contributions and earnings. Plus, you can supplement your contributions with government grants.

Explore RRSPs


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Tax free savings accounts (TFSAs)

A must for any saver, a TFSA is tax-efficient way to save for retirement, a vacation, an emergency fund, or anything. Grow your money and withdraw funds, tax free. This year, you can contribute up to $6,000, the TFSA dollar limit for 2021.

Explore TFSAs


Registered disability savings plan (RDSP)

A tax efficient way for parents or other caregivers to save for a person with a disability. Investment income is earned tax-free and contributions may be eligible for the Canada Disability Savings Grant (CDSG).

Explore RDSPs


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Investment products


GICs

Choose from a variety of low-risk investments to build a balanced portfolio.

Explore GICs


Class A Shares

A unique investment opportunity for Meridian Members. When you invest in Class A Shares, you invest in Meridian directly by strengthening our capital base. Available for registered and non-registered accounts.

Explore Class A Shares


Mutual funds

Diversify your portfolio and increase your potential returns with a professionally managed investment.

Explore mutual funds


Helpful tools


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Financial Resilience Survey

Take a quick survey to get your financial resilience score and learn how you can improve.

Take the survey


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Compare interest calculator

Compare Meridian savings options and find out how much you could save in one year.

Compare and calculate


Ways to invest


Meridian advisors

In branch or over the phone, our advisors can help you purchase or renew your investments.

Find us


Wealth Management

At Meridian, we believe that wealth is for everyone. Our wealth advisors will help you build a financial plan that works for you.

Explore Meridian Wealth


Online banking

Buy and renew GICs online, set up automatic transfers, open a direct trading account with Qtrade, or connect with our Wealth team.

Bank anywhere


DIY Investing

Buy stocks, bonds and mutual funds online with Qtrade Investor. The perfect option for DIY investors.

Explore Qtrade Investor


Get in touch

If you’d like to learn more about saving and investing our advisors can help. Give us a call or find a branch and book a meeting.

Legal


Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund.