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Index-Linked GICs

We just put safety in the stock market with Index-Linked GICs. You get all the potential upside of the stock market with your principal guaranteed. 
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All Meridian Index-Linked GICs give you the following:

  • 100% principal guarantee – At minimum, your initial investment will be returned to you at the end of the term
  • ​Higher potential returns through the stock markets
  • No fees or commissions
  • Deposits insured by Deposit Insurance Corporation of Ontario (DICO)
  • RRSP / RRIF & TFSA eligible
  • Minimum guaranteed rates of return on select Index-Linked GICs.

Canadian Diversified Index-Linked GIC

Take advantage of investing in Canadian equity markets with exposure to 20 of the largest companies in Canada.

  • Exposure to the Canadian stock market
  • Looking for an investment of 2, 3 or 5 years
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return
  • Download performance results (PDF)

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American Diversified Index-Linked GIC

Get exposure to 20 of the United States' largest companies.

  • Exposure to the American market
  • Potential to enhance GIC returns
  • Willing to invest for at least 5 years
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return
  • Download performance results (PDF)

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Global Diversified Index-Linked GIC

Capitalize on the growth of 20 major corporations operating in various sectors of the economy and different regions of the world.

  • Exposure to markets around the world
  • Available in a 1 year and 3 year term
  • Potential to enhance GIC returns
  • 100% principal guaranteed
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return
  • Protected against currency risk
  • Download performance results (PDF)

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Financial Services Index-Linked GIC

Capitalize on the potential growth of major Canadian financial institutions, while still providing a 100% capital guarantee at maturity and receive a guaranteed return at maturity.

  • Available for a 1, 3, or 5 year term
  • 100% principal guaranteed
  • Guaranteed return at maturity
  • Willing to forego guaranteed return of a traditional GIC in exchange for the potential to earn a higher return
  • Download performance results (PDF)

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Environmentally Responsible Index-Linked GIC

Participate in the potential growth of companies that are committed to respecting the environment. From a variety of different economic sectors, their initiatives reduce the environmental impact of their operations.

  • Exposure to geographically diverse markets
  • Available for a 3 or 5 year term
  • Guaranteed return at maturity and the potential to earn higher returns than traditional GICs
  • 100% principal guaranteed
  • Download performance results (PDF)

More details

Index-Linked GICs (Previously Issued)

Some of our Index-Linked GICs are no longer available for purchase, but have yet to mature. Please view the documents below to see performance results for these IL GICs:

Natural Resources 

Global 5  S&P/TSX 60® Canadian  Global Diversified 5-Year  Consumer Staples  Health Care  Technology