Well with Money is a free online program to help Canadians build healthier, more empowered relationships with money
64% of Canadians feeling ongoing financial stress; 71% would make different financial choices if they could go back in time; 54% spend without a plan
New research* from Meridian Credit Union confirms that even though 86% of Canadians say they regularly track their spending, 64% report feeling ongoing financial stress and the majority aren’t managing their money from a place of financial wellness.
“Our relationships with money are complex – and often are rooted in stress and shame,” explains Dilys D’Cruz, Meridian’s Senior VP Retail & Wealth. “Financial confidence begins by recognizing that money is emotional. When we understand the emotional side of money, we can make clearer, more empowered decisions. As part of Meridian’s ongoing commitment to providing holistic, financial guidance, we’re proud to offer a new, free online program with our partners at Conscious Economics to help Canadians explore and improve their financial wellness.”
Get Well with Money
Well with Money includes a mix of interactive videos, tools and worksheets to guide Canadians through an exploration of their unique underlying money patterns and triggers, so that they can start to realign their money decisions around their personal values.
With nearly 64% of Canadians confiding that they are too focused on “getting through life” and “the day-to-day bills” to spend time thinking about their money goals and values – and over half wishing for a financial reset – the free online program is a thoughtful and compassionate way to empower Canadians who are ready to start building a healthier relationship with their money.
Moving from financial stress to financial confidence
“Understanding the links between your physical and mental health and emotional wellbeing is a critical part of strengthening your overall financial wellness,” explains Conscious Economics financial therapist Aseel El-Baba. “In addition to helping you think about your money values, fears and goals, you’ll also work through practical tools to help you make progress in moving from financial stress to financial confidence,” explains Aseel.
“Financial confidence isn’t about having everything figured out,” explains Dilys. “It’s about awareness and finding the courage to keep moving forward – one step at a time. At Meridian, we encourage everyone to access our free self-serve financial planning tools, real-time online banking insights and educational resources like Well with Money,” she says. “We’re also just a phone call, virtual chat or branch visit away to help support you one-on-one – to provide a fresh perspective and to help you kickstart a personalized 2026 money reset,” she encourages.
Building on Meridian’s OnYourWay Advice Experience
Meridian’s purpose—helping Canadians achieve their best life—comes to life through programs that go beyond traditional banking. In October of 2025, Meridian introduced OnYourWay, a new advice experience designed to meet Canadians where they are in their financial journey. OnYourWay provides personalized guidance, planning tools, and real-time insights to help Members build financial health on their own terms.
While OnYourWay focuses on practical advice and planning, Well with Money addresses the emotional side of money—helping Canadians uncover patterns, reduce stress, and make values-based decisions. Together, these offerings reflect Meridian’s belief that financial confidence isn’t just about numbers; it’s about clarity, empowerment, and living life with confidence.
Discover how to build a healthier relationship with money—explore the Well with Money program today.
About Conscious Economics
Conscious Economics is a not-for-profit social enterprise that helps Canadians build a healthier, more empowered relationship with money. Their heart-centered approach to financial education acknowledges the emotional and physiological roots of financial stress.
About Meridian
Meridian is Ontario’s largest credit union, and one of the largest in Canada. Guided by our purpose, “helping you achieve your best life,” Meridian delivers personal, and wealth financial business solutions to over 380,000 Members. Our bold Meridian for Good strategy is aimed at helping people get access to the money and advice they need; plan for a better future that is clean, resilient, and diverse; and be financially confident. Meridian has one operating subsidiaries: Meridian OneCap Credit Corp (“MOCC”). For more information, please visit: www.meridiancu.ca
We acknowledge the land on which we operate is the traditional territory of many nations including the Mississaugas of the Credit, the Anishinaabe, the Chippewa, the Haudenosaunee and the Wendat peoples and now home to many diverse First Nations, Inuit, and Métis. We also acknowledge that Toronto is covered by Treaty 13 with the Mississaugas of the Credit.
*The findings referenced in this release come from a national online survey conducted by Leger on behalf of Meridian Credit Union between September 5 and 7, 2025. The survey included 1,624 Canadians aged 18 and older. A probability sample of this size would yield a margin of error of ±2.4 percentage points, 19 times out of 20. Results were weighted by gender, age, region, education, and language to ensure a representative sample of the Canadian population.