Become a Member
Why become a Meridian Member?
Our Members are owners
Our Members are more than customers; as a Member, you are an owner, and you have a say in how our financial institution is run.
“Big bank” products, with a small community focus
As Ontario’s largest credit union, we offer exceptional advice, products, and rates, with a deep commitment to communities.
Commitment to Members, employees, and the environment
We offer Members, employees, and communities a place where diversity is embraced and where integrity, honesty, and respect are encouraged.
How to become a Meridian Member
There are several ways to become a Meridian Member. You can become a Member online when you open an account, buy an investment, or apply for a mortgage. If you’d prefer to speak to someone in person, simply visit a branch in your area. Alternatively, give our Contact Centre a call to get started.
Become a Member online
High Interest Savings Account (HISA)
OPEN A HISA
Explore the HISA account
- Earn 2.50% on every dollar, calculated daily, and paid monthly.
- No monthly fees and no minimum balance required.
- Unlimited free transfers, ABM withdrawals, and point of sale transactions.1
- Access over 43,000 surcharge-free ATMs in North America with THE EXCHANGE® Network in Canada and the Allpoint Network in the US.
- Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).2
TFSA High Interest Savings Account
OPEN A TFSA HISA
Explore the TFSA HISA account
- Tax advantaged saving for the short or long term
- Earn 2.50% on every dollar, calculated daily, and paid monthly.
- No monthly fees and no minimum balance required.
- Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).2
The Essential Chequing Package
OPEN THE ESSENTIAL PACKAGE
Explore the Essential Chequing Package
- A great low-fee option for those with modest banking needs
- Monthly package fee of just $3
- 15 self-serve (online) transactions3 per month
- 5 personal service (in-branch) transactions4 per month
- 4 rebated5 Interac e-Transfers® per month
The Unlimited Chequing Package
OPEN THE UNLIMITED PACKAGE
Explore the Unlimited Chequing Package
- Unlimited online and in-branch transactions, plus an option to waive the package fee6 with a minimum monthly balance
- Unlimited self-serve (online) transactions3
- Unlimited personal service (in-branch) transactions4
- Unlimited cheques
- 99 rebated5 Interac e-Transfers® per month
1 Year Cashable GIC at 3.25%
OPEN A 1-YEAR CASHABLE GIC
Explore the 1-Year Cashable GIC
- Earn 3.25% over 1 year.
- TFSA eligible.
- Your principal is guaranteed7 and deposits are insured by FSRA.2
- Cashable at any time with no early redemption penalty fee (no interest is earned if you cash out prior to 91 days) Bundled with a companion Savings Account.
- $100 minimum investment required.
18-Month GIC at 5.25%
OPEN AN 18-MONTH GIC
Explore the 18-Month GIC
- Earn 5.25% over 18 months.
- TFSA and RRSP eligible.
- Your principal and returns are guaranteed7 and deposits are insured by FSRA.2
- Bundled with a companion Savings Account.
- $100 minimum investment required.
5-Year Fixed High Ratio Mortgage at 5.64%
- Get a great mortgage with a down payment of less than 20%.8
- 3% Cash Back Program: Stay on top of the additional costs of buying a home. Additional rate premium may apply.
- 20/20 Payment Privilege: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
- 120-day rate guarantee: Our 120-day rate guarantee lets you search for your dream home, worry-free.
5-Year Fixed Rate Mortgage at 6.34%
- Own your home sooner with our 5-year fixed rate of 6.34%.9
- 5% Cash Back Program: Stay on top of additional costs when buying a home. Additional rate premium may apply.
- 20/20 Payment Privilege: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
- 120-day rate guarantee: Our 120-day rate guarantee lets you search for your dream home, worry-free.
Already a Member?
Sign in to Meridian Online Banking to open a new chequing or savings account, invest in one of our GICs, or apply for a mortgage or credit card.
Questions? There are plenty of ways to get in touch
Find a branch or advisor Call us: 1-866-592-2226 Book an appointment