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Become a Member

Become a Meridian Member

Build your financial confidence. Live your best life.

Why become a Meridian Member?

Our Members are owners

Our Members are more than customers; as a Member, you are an owner, and you have a say in how our financial institution is run.

“Big bank” products, with a small community focus

As Ontario’s largest credit union, we offer exceptional advice, products, and rates, with a deep commitment to communities.

Commitment to Members, employees, and the environment

We offer Members, employees, and communities a place where diversity is embraced and where integrity, honesty, and respect are encouraged.

How to become a Meridian Member

There are several ways to become a Meridian Member. You can become a Member online when you open an account, buy an investment, or apply for a mortgage. If you’d prefer to speak to someone in person, simply visit a branch in your area. Alternatively, give our Contact Centre a call to get started.

Become a Member online

High Interest Savings Account (HISA)


Explore the HISA account

  • Earn 2.25% on every dollar, calculated daily, and paid monthly.
  • No monthly fees and no minimum balance required.
  • Unlimited free transfers, ABM withdrawals, and point of sale transactions.1
  • Access over 43,000 surcharge-free ATMs in North America with THE EXCHANGE® Network in Canada and the Allpoint Network in the US.
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).2

The Essential Chequing Package


Explore the Essential Chequing Package

  • A great low-fee option for those with modest banking needs
  • Monthly package fee of just $3
  • 15 self-serve (online) transactions3 per month
  • 5 personal service (in-branch) transactions4 per month
  • 4 rebated5 Interac e-Transfers® per month



A female advisor, smiles and shakes hands with her client
Become a Member at one of our branches

With 90 branches across Ontario, it's easy to find us. If you have questions about Meridian products and services, or you’re looking for advice, visit a location near you. Alternatively, book an appointment with one of our advisors at a time and location that works for you.

Find a branch or advisor

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Call our Contact Centre about becoming a Member

Our helpful Contact Centre representatives are available to answer questions about our products and services and to help you become a Meridian Member. Give us a call anytime from Monday to Sunday: 8:00 AM – 12:00 AM (EST/EDT).

Explore FAQs and more ways to get in touch with us.

CALL US: 1-866-592-2226

More great reasons to bank with Meridian

Switching is easy

Switch to Meridian online in minutes. It’s simple to open an account, transfer your money and direct deposits, and more. Once you’re a Member, you can open new chequing and savings accounts, apply for mortgages and loans, and start investing – it’s fast and convenient and all online.

Bank any time, anywhere

At Meridian, you can bank the way you want, on your schedule. We offer a full range of digital, in-person, and over the phone banking services. Download our Mobile app for IOS or Android devices, enable two-step authentication, view helpful guides, and more.


Already a Member?

Sign in to Meridian Online Banking to open a new chequing or savings account, invest in one of our GICs, or apply for a mortgage or credit card.


Questions? There are plenty of ways to get in touch

Find a branch or advisor  Call us: 1-866-592-2226  Book an appointment