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¹Unlimited free transactions include deposits, transfers between accounts via: Branch, Online, Mobile or Telephone Banking, Interac® Direct Payment purchases and withdrawals at Meridian and THE EXCHANGE Network ABMs. High Interest Savings account cannot be used for bill payments or pre-authorized debits.

²Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

³Self serve transactions - Includes bill payments via: Online, Mobile or Telephone Banking and ABMs, Interac® Direct Payment purchases, pre-authorized debit, and ABM withdrawals. US Dollar chequing account self-serve transactions limited to transfers between accounts via Online, Mobile, & Telephone Banking and payments to Meridian US VISA credit cards (transaction fee not charged for payments to Meridian US VISA credit cards from Meridian USD accounts). Bill payments and pre-authorized debit transactions are not available on HISA/Online Advantage Savings accounts.

⁴Personal service transactions - Includes all in-branch withdrawals, bank drafts and outgoing wire transfers.

⁵Rebated at month end. Surcharge may be applied by other financial institutions.

⁶To waive package fees minimum monthly balance of $5000 must be maintained daily throughout the calendar month.

⁷GIC interest is calculated and compounded at the end of each defined annual period, and paid at maturity.

⁸A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home. For a purchase price of $500,000 or less, the minimum down payment is 5%. When the purchase price is above $500,000 and under $1,000,000, the minimum down payment is 5% for the first $500,000 and 10% for the remaining portion. Refinances, renewals and amortization periods of greater than 25 years are ineligible. Offer may change or be withdrawn at any time without notice. O.A.C. Rates are subject to change without notice. Quoted rates are based on blended payments of principal and interest and is the regulatory Annual Percentage Rate if there is no cost of borrowing other than interest. Interest is calculated half-yearly, not in advance. Where applicable, borrowers will be subject to qualifying criteria.

⁹O.A.C Rates are subject to change without notice. Quoted rates are based on blended payments of principal and interest and is the regulatory Annual Percentage Rate if there is no cost of borrowing other than interest. Interest is calculated half-yearly, not in advance. Additional premiums may apply in cases of a refinance, amortizations greater than 25 years, non-owner occupied, or other instances where application details may warrant it. The interest rate with variable rate mortgages will fluctuate with Meridian Prime Rate, which is currently 7.20%. Where applicable, borrowers will be subject to qualifying criteria. Builder's pricing applies to posted rates, not to promotional or special rates. For commercial mortgage rates, please speak to your Commercial Relationship Manager. 

^®THE EXCHANGE Network is a registered trademark of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

Surcharge-free ABM transactions apply to Meridian and THE EXCHANGE® Network ABMs only.

Interac e-Transfer^® Trade-mark of Interac Corp. Used under license.

^™Trademarks of Meridian Credit Union Limited