Become a Member
Open an account and become a Member
Get a $300 bonus† with a new chequing account
- Banking designed for your life.
- Deposit funds, withdraw cash, transfer money, pay bills and much more.
- Plus, your account fee for the first year will be waived!†
- Explore our account options to see which one is the right fit for you.
- Offer ends June 30, 2025. Terms and conditions apply.
High Interest Savings Account (HISA)
- Earn 4.80% on new deposits to a new HISA account for four months.‡
- No monthly fees and no minimum balance required.
- Unlimited free transfers, ABM withdrawals, and point of sale transactions.1
Meridian Visa* Cash Back Card
- Earn 2 reward points for every $2 spent on gas, groceries, pharmacy and utility bill payments.
- Earn 1 reward point for every $2 spent on all other purchases.
- Redeem points for travel, gift cards, merch and more.
- Annual fee $0
Purchase rate 19.50%
Small Business Chequing account
- Convenient everyday banking for only $5 per month.5
- 6 free transactions.6
- Unlimited transfers and 1 free cheque with minimum monthly balance of $500.
Accelerator loans for small businesses
A more inclusive way to borrow, for entrepreneurs in diverse groups.
Meridian’s Business Accelerator loans program offers flexible term financing to improve access to working capital between $25,000 and $500,000, supported by BDC**.
One-on-one advice Free second opinion
Our business advisors are here to talk to you about starting or transitioning your business, payroll options, long-term plans, and more.
We have industry experts ready to lend a hand, or just listen.
We believe that advice is for everyone
We don't put a price tag on expert, personalized advice. Whether you’ve just opened your first savings account, or you’re building wealth and growing your portfolio, we're here.
Qtrade Direct Investing® Low trading fees
We’ve partnered with Qtrade Direct Investing® to give you the confidence to buy and sell stocks, bonds, ETFs, and mutual funds – with low trading fees.
Invest responsibly
Responsible investing (RI) involves investing in brands committed to sustainability. In other words, it’s a type of investing that allows you to grow your portfolio while also making a difference.
All the options of a big bank — with profits going back to your community
Financial confidence
We offer the same wide range of accounts as all the big banks, plus experts who offer one-on-one advice.
Top digital banking
Our top-rated mobile app and online banking services let you bank how and where you want.
No shareholders
Our profits go to improving products, creating services, and investing in communities. As a Member, you're an owner.
We make switching easy
Start using our mobile app
Move your money from another bank
Switch your mortgage to Meridian
Find a branch
Around here, banking is different
Join over 380,000 Ontarians who trust Meridian to help them save, reward their spending, find the right lending options, and so much more.
®Online brokerage services are offered through Qtrade Direct Investing. Qtrade Direct Investing and Qtrade Guided Portfolios are divisions of Aviso Financial Inc.