Investing
What would you like to do?
What if you could reach that savings goal? What if you could retire sooner? With the right tools and support, you can feel good about your financial future. Together we’ll get you ready for all your life’s “what ifs.”
Retirement savings plans

Build an RRSP that fits your saving style with GICs, mutual funds, and more. Contributions are tax deductible, and earnings are tax-sheltered until you start making withdrawals later in life.
Turn retirement savings into income with a Registered Retirement Income Fund (RRIF) after age 71. Transfer RRSP funds to your RRIF, tax free, and build a customized portfolio of investments.
Registered education savings plan (RESP)
Save for your child’s education with tax-sheltered contributions and earnings. Plus, you can supplement your contributions with government grants.

Tax free savings account (TFSA)

A must for any saver, a TFSA is tax-efficient way to save for retirement, a vacation, an emergency fund, or anything. Grow your money and withdraw funds, tax free. This year, you can contribute up to $6,000, the TFSA dollar limit for 2021.
Registered disability savings plan (RDSP)
A tax efficient way for parents or other caregivers to save for a person with a disability. Investment income is earned tax-free and contributions may be eligible for the Canada Disability Savings Grant (CDSG).

Investment products
GICs
Choose from a variety of low-risk investments to build a balanced portfolio.
Class A Shares
A unique investment for Members. Available for registered and non-registered accounts.
Mutual funds
Diversify your portfolio and increase your potential returns with a professionally managed investment.
Ways to invest
Meridian advisors
In branch or over the phone, our advisors can help you purchase or renew your investments.
Wealth Management
We believe that wealth is for everyone. Our wealth advisors will help you build a financial plan that works for you.
Online banking
Buy or renew GICs online, set up transfers, open Qtrade accounts or connect with our Wealth team.
DIY Investing
Buy stocks, bonds and mutual funds online with Qtrade Investor. The perfect option for DIY investors.
Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.
Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund.