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Canadian Diversified Market-linked GIC

Canadian Diversified Market-linked GIC

Capitalize on the Canadian Equity Markets

Features and benefits

  • 100% participation rate - receive the full gains of the Market-Linked GIC over the term, up to a maximum rate (return is based on the cumulative return of the basket of securities)
  • Principal completely guaranteed at maturity
  • Earned interest paid at maturity
  • $100 minimum investment for registered and non-registered accounts
  • No management fees or commissions
  • Available for a 2, 3 or 5-year term
  • Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

Current sales period details

Rate of Return

  • Current Offering: November 22, 2022 to January 20, 2023
  • Minimum cumulative rate over 2-year period: 2.00% (1.00% annualized)
  • Minimum  cumulative rate over 3-year period: 4.00% (1.32% annualized)
  • Minimum  cumulative rate over 5-year period: 8.00% (1.55% annualized)
  • Maximum  cumulative rate over 2-year period: 25.00% (11.80% annualized)
  • Maximum cumulative rate over 3-year period: 40.00% (11.87% annualized)
  • Maximum cumulative rate over 5-year period: 70.00% (11.20% annualized)

View performance results

StocksWeight
Algonquin Power & Utilities Corp5% 
Agnico Eagle Mines Co5%
Bank of Montreal5% 
Bank of Nova Scotia/The5% 
BCE Inc5% 
Canadian Imperial Bank of Commerce5% 
Constellation Software Inc5% 
Dollarama Inc5% 
Enbridge Inc5% 
Hydro One Ltd5% 
Magna International Inc5% 
Manulife Financial Corporation5%
Metro Inc5% 
National Bank of Canada5% 
Nutrien Ltd5% 
Restaurant Brands International Inc5% 
Royal Bank of Canada5% 
Sun Life Financial Inc5% 
TELUS Corp5% 
WSP Global Inc5%
Total100%