Canadian Diversified Market-linked GIC
Capitalize on the Canadian Equity Markets
Features and benefits
- 100% participation rate - receive the full gains of the Market-Linked GIC over the term, up to a maximum rate (return is based on the cumulative return of the basket of securities)
- Principal completely guaranteed at maturity
- Earned interest paid at maturity
- $100 minimum investment for registered and non-registered accounts
- No management fees or commissions
- Available for a 3 or 5-year term
- Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).
Open Market-linked GIC
Current sales period details
Rate of Return
- Current Offering: September 22, 2026 to November 13, 2026
- Minimum cumulative rate over 3-year period: 4.00% (1.32% annualized)
- Minimum cumulative rate over 5-year period: 8.00% (1.55% annualized)
- Maximum cumulative rate over 3-year period: 20.00% (6.27% annualized)
- Maximum cumulative rate over 5-year period: 45.00% (7.71% annualized)
| Stocks | Weight |
|---|---|
| Algonquin Power & Utilities Corp | 5% |
| Bank of Montreal | 5% |
| Bank of Nova Scotia/The | 5% |
| Canadian Imperial Bank of Commerce | 5% |
| Canadian National Railway Co | 5% |
| Canadian Natural Resources Ltd | 5% |
| Canadian Utilities Ltd | 5% |
| CGI Inc | 5% |
| Emera Inc. | 5% |
| Enbridge Inc | 5% |
| Magna International Inc. | 5% |
| National Bank of Canada | 5% |
| Nutrien Ltd | 5% |
| Power Corporation of Canada | 5% |
| Saputo Inc | 5% |
| Suncor Energy Inc | 5% |
| TELUS Corp | 5% |
| Thomson Reuters Corporation | 5% |
| West Fraser Timber Co. Ltd | 5% |
| WSP Global Inc | 5% |
| Total | 100% |