Cashback Mortgage Plus
Cash back is just the beginning with this innovative mortgage offer
Cashback Mortgage Plus is a comprehensive package designed to help you and other Meridian Members live your best financial lives. It brings together benefits from daily banking, a Meridian Mortgage, credit cards, Meridian Wealth, and more.
Begin with three baseline benefits that automatically apply, then add even more value with three optional benefits.
Up to $3,000 cash back
Get 0.30% cash back on your funded mortgage balance (up to $3,000). This offer applies to eligible Meridian Mortgage types only.
A FREE personal financial plan
The sooner you create a financial plan, the greater the advantage later in life! A Meridian representative will work with you to put a personalized strategy in place to help you reach your goals.
No monthly fees on digital daily chequing
Enjoy our Digital Chequing Package free for at least six months – and up to a year if you get group mortgage protection through Meridian.

Optional benefit
Take up to 0.25% off your mortgage rate when you transfer investments to Meridian Wealth
Benefit from an expanded financial relationship with Meridian. The more you transfer in investments, the more you save on your mortgage.
- Save 0.15% when you transfer $100,000+
- Save 0.25% when you transfer $250,000+

Optional benefit
Save on banking fees when you get group mortgage protection
Pay no monthly package fees on our Digital Chequing Package for a full year when you secure your home investment with group mortgage protection from Meridian.

Optional benefit
Pay no annual fee on a Meridian Visa** card for a year
We’ll waive the annual fee for 12 months on new applicable Meridian Visa cards.
The Cashback Mortgage Plus is a limited time offer. For full offer details, see terms and conditions.
Consider the full financial impact
Cashback Mortgage Plus: All the possible benefits
- Mortgage cash back up to $3,000
- Free financial plan
- No monthly package fees on Digital Chequing for up 12 months with group mortgage protection insurance
- No annual fees on a Meridian Visa card for 12 months
- Up to 0.25% mortgage rate discount with new investment transfers
The mortgage types included in this offer
Note: Minimum mortgage amount is $100,000 for this offer. Offer applies to new mortgages, transfers, and refinances. Not applicable to mortgage renewals. For full details, see terms and conditions.
How to get this offer
Get the offer through your online mortgage application
Step 1: Complete a mortgage application
Complete an application for one of the fixed rate or fixed-rate high ratio mortgages eligible for this offer. Start on our Fixed Rate Mortgages page, or select one of eligible mortgages in the above list to begin your application. Note: You must complete step 2, below to receive your mortgage rate discount.
Step 2: Send a secure message
Right after you submit your mortgage application, select the “Messages” button at the top right side of the application dashboard.
Create a new message with the title: CASHBACK MORTGAGE PLUS
In the body of the message, include the promo code CASHBACKMORTGAGEPLUS. Then submit your message.
Get the offer at a Meridian branch
Drop by and talk to a mortgage advisor to let them know you are interested in taking advantage of the Cashback Mortgage Plus offer. We’ll get the process started and answer any questions you may have.