We’re in the business of helping you get a great mortgage
Are you a business owner, an entrepreneur or self-employed?* The Meridian Self-Employed Mortgage is the perfect solution if you want to buy a home or refinance an existing mortgage. We understand small businesses, and we'll work with you to make home ownership possible. You deserve a great mortgage - we can help you get one!
Not sure if you’re considered self-employed?
“Self-employed” is a broad term. It can cover almost anyone - from a business owner with dozens of employees, to a person who makes money selling goods on a site like Etsy. If you’re not sure where you stand, come talk to us!
How to get a Meridian Self-Employed Mortgage
1. Talk to a mortgage advisor
This is a great opportunity to figure out which one of Meridian’s great mortgages would work best for you, and ask any questions you have.
2. Apply for a mortgage
Work with your mortgage advisor to apply for the mortgage you want. Your advisor will be there every step of the way and together, you’ll work out the details - like how big a mortgage you could get, your rate, and your term.
3. Get ready to move in!
Now that you’ve talked to a mortgage advisor, applied, and worked out the details, you’re ready to move into your dream home!
You can also use the Meridian Self-Employed Mortgage to buy a vacation home, a property to rent out, or to refinance your current mortgage.
Be mortgage free sooner
We call it 20/20 prepayment. Pay off up to 20% more of your mortgage each year through a combination of prepaying more of your original principal balance and increasing your original mortgage payment.
Skip a payment
Life happens. Breathe easier knowing that you can skip one month’s mortgage payment once every 12 months with no penalty.
Choose from weekly, bi-weekly, monthly, bi-monthly, or accelerated weekly or bi-weekly payment plans - whatever works for you.
Take advantage of CUMIS Group Mortgage Protection (GMP) - a monthly premium that helps safeguard your home in case of financial hardships as a result of conditions such as death, disability or critical illness.
Fixed rate mortgages
Lock in a rate that stays the same even when the market changes.