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RRSP2023

What if a savings plan gave me greater financial confidence?

Special offers and rates you can feel good about

What if you could start your savings off right this year? Make 2023 the year you build your financial confidence by investing early with our special offers and great rates.

Bonus: All of our special offers are RRSP eligible, so you can make tax-deductible contributions before the deadline: March 1, 2023.

Three ways to build your savings and your financial confidence

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Explore special offers
Transfer money to Meridian and save more with a cash bonus or free business chequing.
EXPLORE OFFERS
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Get guaranteed returns
With great rates and guaranteed returns, GICs are a great addition to any portfolio.
EXPLORE GICS
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Learn about RRSPs and TFSAs
Two great ways to save and invest. Discover the differences and why you can use both.
LEARN ABOUT RRSPS AND TFSAS

Limited time special offers

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Offer 1: We’ll double your monthly contribution – up to $250*

1. Open a registered mutual fund account (i.e. add it to your RRSP, TFSA, RESP or RDSP) at Credential Asset Management Inc. or Credential Securities through Meridian and make an initial deposit of at least $250.

2. Set up an automatic monthly contribution (i.e. deposit) for as little as $25, for a minimum of 3 months.

3. We'll double one of your monthly contributions (up to a total of $250*) and add it as a one-time bonus to your account.

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Offer 2: Get up to $750** when you transfer funds to Meridian

1. Transfer a minimum of $10,000 by March 1, 2023 to Credential Asset Management Inc. or Credential Securities through Meridian.

2. We’ll give you a 1% cash bonus of up to $750 on the funds you transfer.

3. Account types that are eligible for this offer include both registered (e.g., RRSP or TFSA) and non-registered investment accounts.

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Offer 3: Get 6 months of no-fee business chequing

1. Contribute a minimum of $500 to a registered Meridian personal account (e.g., an RRSP or TFSA).

CONNECT WITH AN ADVISOR

Featured GICs

A Guaranteed Investment Certificate (GIC) is a risk-free way to grow your money. Your principal investment is safe and comes with a guaranteed rate of return. Choose from a variety of low-risk investments to build a balanced portfolio.

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Earn 5.25% on an 18-month GIC
Our 18-month GIC is a great addition to your portfolio – available for a variety of account types including, TFSAs, and RRSPs. Get a great rate without locking funds away long term.
LEARN MORE AND BUY
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Raise the Rate GIC
A GIC like no other. Our Raise the Rate GIC lets you increase your interest rate before your term is up. If interest rates rise over the course of your GIC term, you can increase your return by raising the rate on your GIC. Choose from 3- or 5-year terms.
LEARN MORE

RRSPs and TFSAs; two great ways to save for the future you want

RRSPs and TFSAs are great ways to save and invest for your future, and both come with their own tax advantages. If you’re wondering which to contribute to first, understanding their differences is key to getting the most out of your money.

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Registered Retirement Savings Plan (RRSP)
Save for retirement by building your RRSP with a variety of investments, including GICs, mutual funds and more. The contributions you make to an RRSP are tax deductible, and earnings are tax-sheltered until you start making withdrawals later in life.
EXPLORE RRSPs
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Tax Free Savings Account (TFSA)
A TFSA is tax-efficient way to save and invest for your future, a vacation, an emergency fund, or anything. Grow your money and withdraw funds, tax free. This year, you can contribute up to $6,500, the TFSA dollar limit for 2023. The lifetime limit as of January 1, 2023 is $88,000.
LEARN ABOUT TFSAS

Discover even more ways to build your financial confidence

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What if you had a financial plan to keep you on track?
Work with a Financial Planner to get to where you want to be.
EXPLORE FINANCIAL PLANNING
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What if you had the tools to start, grow, and manage your business?
Discover helpful tools, insights, and advice for business owners.
RESOURCES FOR BUSINESS OWNERS