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Business financing

Flexible borrowing options for your business

Business financing options

The right kind of financing is critical to supporting and growing your business. If you’re planning to purchase a property, buy equipment, explore a new business opportunity or you simply need ongoing access to credit, your Meridian Business Advisor can help.

Short-term financing

  • Business lines of credit: ideal for short-term financing, unexpected expenses or day-to-day credit needs
  • Thinking Capital: fast access to funds up to $300,000 for Canadian small businesses
  • Accord Financial: asset based lending, factoring or purchase order financing
  • Business credit cards: manage everyday expenses, earn rewards and more

Medium to long-term financing

  • Business equipment loans: competitive rates, flexible repayment terms, and online access to your balance and payment history
  • Business real estate loans: take ownership of your business premises with Commercial Owner Occupied Lending (COOL)

Specialty financing

  • Corporate structured financing: financing, leasing and cash management services
  • Morrison Financial: term loans for condominium corporations
  • Cool Auto Program: get a mortgage for your auto dealership
  • Meridian OneCap: Equipment leasing and financing

Government financing programs

  • Canada Small Business Financing Program (CSBFP): ideal for new businesses and startups
  • COVID relief programs: support for businesses affected by COVID-19
  • Export Development Canada (EDC) export guarantee: shared risk financing between Meridian and EDC

Industry programs

  • Land development and construction
  • Agriculture: finance farming equipment, restore structures and grow your business
  • Professionals: borrow for professional studies, or to build and grow your practice
  • Hospitality
  • Franchise: finance the costs associated with purchasing a franchise

We’ll guide you through the application process


Meet with an advisor

If you’re ready to borrow funds, or have questions about our financing options, connect with us and book a meeting with one of our business advisors.


Apply for financing

Your advisor will tell you what documents to bring, and work with you to complete the application. Where applicable, your advisor will connect you with one of our finance partners.


Decision and funding

Your Meridian advisor or finance partner will review your application and let you know once it’s approved. This process can take anywhere from a few business days to several weeks depending on the complexity.

Contact us to get started

Find a branch   Find a business advisor   Call us   Request a call