Ever wondered if a credit union would be a better fit for you? Unlike larger financial institutions, credit unions are owned by their Members, not by shareholders. At Meridian, this means we reinvest profit into the products and services, financial tools, and community programs that best serve our Members.
With 370,000 Members and more than 75 years of banking history, Meridian is Ontario’s largest credit union. In addition to helping Members save, borrow, and invest, we actively support the communities we serve.
We offer the same products and services as big banks
From flexible chequing and savings accounts to innovative credit cards, loans, and mortgages, we offer fantastic service and really great rates.
At Meridian, we believe that wealth management is for everyone. A Meridian Financial Planner can create a customized plan to help you manage and grow your finances.
Whether you are starting, growing, managing, or transitioning a business, we have industry expertise and innovative products to help your business thrive.
Offers valued at up to $750 for new Members
We’re pleased to offer special incentives when you join Meridian. Whether you’re looking for personal banking, wealth management, or business banking, we’re ready to welcome you with incentives valued at up to $750.
Personal Banking - one year of free chequing1 when you become a Meridian Member
Wealth Management - get up to $7502 when you transfer funds to Meridian Wealth
Business Banking - one year of free business chequing3 when you become a Meridian Business Member
When you purchase Meridian’s Invest in Good - Series 23 Shares, you get an annual minimum dividend rate of 6.50%4 – and you help enable all the financial and community support at the heart of what we do.
Hear it directly, from Meridian Members in the community.
"We feel as though we have found a true professional. We've had many financial advisors at many different banking institutions and Dan Carbone is by far the best. He's an amazing asset for Meridian."
– Meridian Member, Niagara Falls
"I’m always satisfied with my financial advisor Nancie Taylor, and her support and honest approach to handling my portfolio. My daughter moved some of her investments to Meridian after meeting with Nancie."
– Meridian Member, Port Colborne
"My financial planner, Maryam Mahdavifar, is amazing! She’s always staying on top of my investments and her advice has been spot on. Also, as a senior, I really appreciate the easy online banking and no banking fees."
At Meridian, investing in our communities is a foundational part of our identity. We pride ourselves on being inclusive and transparent, while helping our Members thrive in the communities they call home.
1Free chequing for 12 months is a limited time offer available to new Members only. This offer can be applied to one personal chequing account per new Membership. We reserve the right to change, extend or cancel this offer at any time without prior notice. This offer covers service fees for any of our personal chequing accounts for a 12-month period. The offer does not cover fees for services not offered in the package. For further details and terms and conditions on any Meridian products, visit a branch near you or visit Personal Banking | Meridian Credit Union.
21% cash bonus is a limited time offer, minimum transfer $10,000 per Member is required. Only deposits transferred to eligible accounts from Financial Institutions other than Meridian or those affiliated with Meridian are eligible. Terms and conditions apply.
Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities is a registered mark owned by Aviso Wealth Inc.
3Free business chequing for 12 months is a limited time offer available to new Members only. This offer can be applied to one business chequing account (must be one of the e-prosper, prosper, and prosper plus accounts) per new Membership. We reserve the right to change, extend or cancel this offer at any time without prior notice. This offer covers service fees for any of our business prosper chequing accounts for a 12-month period. The offer does not cover fees for services not offered in the package. For further details and terms and conditions on any Meridian products, visit your Business Banking Centre or a branch near you or visit Personal Banking | Meridian Credit Union.
4Invest in Good - Series 23 Shares pay an annual dividend. 6.50% is the dividend floor rate for the first five years. Dividends are not guaranteed. The minimum dividend floor rate is the minimum rate of return if the Board of Directors declares a dividend. Invest in Good - Series 23 Shares are available to individual Meridian Members (age 18 and over) residing in Ontario as well as corporations, partnerships and formal trusts based in Ontario.