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The perks of a Meridian Mortgage

The perks of a Meridian Mortgage

What if a mortgage could give you more?

Perks | Offers and surprises | Get in touch

A Meridian Mortgage comes with more than a competitive rate. Take advantage of fantastic Member perks that make managing your mortgage less stressful. Plus, you’ll enjoy exclusive Member offers and maybe even a few nice surprises!

What if a mortgage could give you more?

Faster mortgage repayment

Save on interest costs and reduce your overall mortgage by paying off up to 20% more of your mortgage each year through a combination of:

  • Making prepayments to reduce your principal mortgage balance
  • Increase your original monthly mortgage payments
Flexible payment schedules

Choose a payment schedule that works for you – from weekly, bi-weekly, monthly, bi-monthly, or accelerated weekly or bi-weekly payment plans.

Not sure how to decide? No problem. Compare possible mortgage payment amounts with our Mortgage Payment Calculator


With Meridian, you can skip one month’s mortgage payment once every 12 months – no penalty, no extra fees. It’s just another way we aim to help our Members.

Get cash with your mortgage

If you want help covering immediate expenses like closing costs or renovations, a cash back mortgage may be the answer. When you select this feature Meridian will give you access to cash on the same day your mortgage is advanced. Then, we organize your mortgage so that you repay this cash at a slightly higher interest rate over the course of your mortgage term.

How much cash can you get?

You can get cash back for up to 5%* of your mortgage principal, to a maximum of $50,000. This table gives you an idea of how much you could get based on your mortgage amount:

Mortgage amount
3% cash back
5% cash back
Note: Eligibility will depend on your down payment amount and mortgage term.

Want to learn more about getting cash back?

Book an appointment

Latest rates and offers

Interested in getting a Meridian Mortgage? Check out our latest rates and offers

Meridian Holiday Gift Giving

During the 2020 holiday season, we surprised several Members by covering the cost of one of their monthly mortgage payments ourselves.

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Get in touch

Let’s talk about making all the perks and features of a Meridian Mortgage work for you.

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Surprises and exclusive Member offers


Who doesn’t like a treat now and then? Making Members smile is always at the top of our to-do list, that’s why we sometimes plan great surprises for select Members, like:

  • Picking up one of their mortgage payments
  • Sending a gift box for their mortgage closing day
  • Giving Members charity donation credits to help celebrate their 1-year mortgage anniversary
Member offers

Joining Meridian comes with perks that go beyond mortgages. Members also enjoy early access to concert and event ticket sales at these venues:

  • Meridian Centre in St. Catharines
  • Meridian Hall in Toronto
  • Meridian Arts Centre in North York
  • Meridian Centrepointe Theatre in Ottawa