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Mortgages

Mortgages

AROUND HERE, YOU’RE RIGHT AT HOME

Home ownership is in reach –
our mortgages can get you there

4.09% 5-year closed high ratio¹

Take advantage of a fixed-rate mortgage, which protects you when interest rates go up or down, and a lower required down payment.

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4.39% 5-year closed special¹

This special fixed-rate means your payments will stay the same for the whole term, even if interest rates go up. A great choice if you have a down payment of 20% or more.

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Smiling light skinned woman stands in front of a house, one hand extended toward the property to show it off.

Tools and resources

Knowledge bank

Whether you’re in the market for a new mortgage or looking to renew, switch, or refinance, we make it simple and convenient. Get helpful advice on all our mortgages.

How to get preapproved for a mortgage

Calculate your mortgage payment

Should you renew or refinance?

Mortgage refinancing calculator

Flexible options to fit your needs


Pay at a fixed rate

Fixed rates are locked in for the duration of your term. Your rate stays the same when rates go up and down, so your payment won’t change. To take advantage of rates that follow the market, look into variable rate mortgages.

Access equity as you pay

Our Flex Line mortgage offers a key combination: a mortgage plus a line of credit. As you pay your mortgage down, the amount of credit available to you increases.

Building a home

With a construction mortgage, you get the full amount of the mortgage, in stages, throughout the construction (or major renovations) of your home.

Friends and family

The Friends and Family mortgage makes it easier for you to afford a home by allowing up to four people to get a mortgage together.

Self employed

Our Self-Employed Mortgage is the perfect solution if you want to buy a home or refinance an existing mortgage, whether you’re a business owner, an entrepreneur, or self-employed.

A smaller down payment

Get a mortgage with a down payment that’s less than 20% of the purchase price. You pay a bit more for insurance, but you can still get a great interest rate.