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18-Month GIC rate and features

Earn 4.60%* annually with our 18-Month GIC

A great return – guaranteed

Why invest in an 18-Month GIC?

A great addition to any portfolio, our special 18-Month GIC lets you earn high interest over a reasonably short term. Unsure about where interest rates are headed? Get a great rate and a guaranteed return without locking your money away long term.

Guaranteed returns

With a guaranteed return on the amount you invest, the 18-Month GIC is low-risk and perfect for building a balanced portfolio.

TFSA, RRSP, and FHSA eligible

Make the 18-Month GIC part of your longer-term investment strategy by including it as part of your TFSA, RRSP or FHSA.

Low minimum investment

Why not start small? With a minimum investment of just $100, it’s easy to make the 18-Month GIC part of your portfolio.

Features and benefits of the 18-Month GIC

If you’re looking for an investment that’s safe and secure, the 18-Month GIC is an excellent choice. Both your principal and the interest you earn are guaranteed.

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

This is a great option for you if:

  • You want a guaranteed return on your investment without locking your money away for a long time.
  • You’re interested in incorporating the 18-Month GIC as part of an overarching GIC laddering strategy.
  • You’re considering the 18-Month GIC for your TFSA, RRSP, or FHSA.
  • You have a minimum of $100 to invest.

Learn more about GICs and how they work.

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