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18-Month GIC rate and features

Earn 5.25%* annually with our 18-Month GIC

A great return – guaranteed

Why invest in an 18-Month GIC?


A great addition to any portfolio, our special 18-Month GIC lets you earn high interest over a reasonably short term. Unsure about where interest rates are headed? Get a great rate and a guaranteed return without locking your money away long term.

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Guaranteed returns

With a guaranteed return on the amount you invest, the 18-Month GIC is low-risk and perfect for building a balanced portfolio.

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TFSA and RRSP eligible

Make the 18-Month GIC part of your longer-term investment strategy by including it as part of your RRSP or TFSA.

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Low minimum investment

Why not start small? With a minimum investment of just $100, it’s easy to make the 18-Month GIC part of your portfolio.

Features and benefits of the 18-Month GIC

If you’re looking for an investment that’s safe and secure, the 18-Month GIC is an excellent choice. Both your principal and the interest you earn are guaranteed, and eligible deposits are FSRA insured.**

 

This is a great option for you if:

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  • You want a guaranteed return on your investment without locking your money away for a long time.
  • You’re interested in incorporating the 18-Month GIC as part of an overarching GIC laddering strategy.
  • You're considering the 18-Month GIC for your RRSP or TFSA.
  • You have a minimum of $100 to invest.

Learn more about GICs and how they work.

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