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Credit resource centre

Learn more about credit and borrowing

Making smart decisions about borrowing now, can have a big impact on your ability to get approved for credit in the future. Learn about building a good credit rating, how to review your credit report and more.

Credit basics

What is a credit report?

Your credit report summarizes your credit history. Find out what’s included in your credit report, how to read and understand it, and how to get one for free.

Learn about your credit report

Understanding your credit score

Your credit score is a three-digit number based on the contents of your credit report. Find out what the score means and how to check it.

Learn about your credit score

Building a good credit history

Establishing a good credit history will make it easier to borrow, and improve your chances of getting a good interest rate.

Learn about your credit history

What is credit, and how does it work?

When you borrow money from a lender with the intent to pay it back, you’ve been granted credit. Discover different types of credit and how rates are determined.

Discover how credit works

Glossary of credit terms

Use this handy glossary to get a better understanding of the commonly used terms related to credit and borrowing.

Explore our credit glossary