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Market-linked GICs

Market-linked GICs

Market potential. Principal guaranteed. 

What is a market-linked GIC?

Like other types of GICs, a Market-Linked GIC has a set term, usually between three to five years, and the principal is guaranteed. Unlike standard GICs, however, the rate of return on a market-linked GIC is tied to the performance of a stock market index or a basket of stocks. The minimum investment for all market-linked GICs is $100.

The performance of the stocks or indexes that the GIC is “linked” to, determines the rate of return. But no matter how the stock market performs, at a minimum, you’ll get your principal – or the full amount you originally invested – back at maturity.*

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

Reasons to invest in a market-linked GIC

Potential higher returns

Principal 100% guaranteed

No fees

RRSP & TFSA eligible

Diversity Market-Linked GIC

An investment linked to 20 equally weighted companies in a variety of sectors around the world that have adapted diversity policies and where women hold 30% of company board seats at time of selection.

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3-year Financial Services Market-linked GIC

Mature woman with her dog

If you’re interested in a longer-term investment with more potential upside, this could be the right choice. This GIC is is linked to 8 equally-weighted major Canadian financial institutions.

Maximum cumulative rate: 35.00% (10.52% annualized)

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Explore more market-linked GICs

Canadian Diversified Market-linked GIC

An investment linked to 20 equally-weighted, select Canadian companies across diverse sectors.

Environmentally Responsible MLGIC

An investment linked to 20 companies; respecting the environment from different economic sectors.

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