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Chequing Accounts - Open an Account Today

Meridian Chequing Accounts

Comprehensive packages and flexible options for everyday banking

What is a chequing account?


A chequing account is an important tool for your everyday banking. It allows you to deposit, withdraw, transfer money, and pay bills. At Meridian, we offer a wide range chequing packages with flexible features and competitive rates.

 

The benefits of a personal bank account with Meridian

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Save on monthly fees

Save money on fees with one of our comprehensive chequing packages.

Compare chequing accounts

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Personal banking, anywhere

Banking in person, online, or over the phone, Meridian has you covered.

Ways to bank with Meridian

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Banking with a community focus

As a credit union, we offer similar products to a larger financial institution, with a focus on local communities.

Meridian in the community

Find the chequing account package that’s right for you

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MOST POPULAR The Essential Chequing Package

Monthly Fee: $3

Self-serve transactions1: 15/month

In-branch transactions2: 5/month

Rebated Interac e-Transfers®3: 4/month

Learn more about the Essential Chequing package

Need help choosing? Compare our chequing account packages.

Chequing Packages

StudentEssentialEverydayDigitalUnlimitedSenior EverydaySenior UnlimitedUS Dollar
EligibilityAge 18-256Age 18+Age 18+Age 18+Age 18+Age 60+Age 60+Age 18+
Package fees
Monthly package feeNo monthly fee$3.00$9.00$14.00$19.00$3.00$9.50No monthly fee
Minimum monthly balance (“MMB”) to waive additional transaction fees5Not applicableNot applicableNot applicable$3,000Not applicableNot applicableNot applicableNot applicable
MMB to waive package fee5Not applicableNot applicable$2,000$3,000$5,000$2,000$5,000Not applicable
Transactions included in package
Self-serve1Unlimited15 included
($1.25 per additional transaction)
25 included
($1.25 per additional transaction)
UnlimitedUnlimited25 included
($1.25 per additional transaction)
Unlimited0 ($1 per transaction)
In-branch25 included
($1.25 per additional transaction)
5 included
($1.25 per additional transaction)
5 included
($1.25 per additional transaction)
0 included
($1.25 per transaction if MMB not maintained)
Unlimited5 included
($1.25 per additional transaction)
Unlimited0 ($1 per transaction)
Cheques42 included
($1.25 per additional cheque)
2 included
($1.25 per additional cheque)
2 included
($1.25 per additional cheque)
0 included
($1.25 per cheque if MMB not maintained)
Unlimited2 included
($1.25 per additional cheque)
Unlimited0 ($1 per transaction)
Deposits
Free
Rebated Interac e-Transfers®/ month399 included
($1.50 per additional transfer)
4 included
($1.50 per additional transfer)
6 included
($1.50 per additional transfer)
99 included
($1.50 per additional transfer)
99 included
($1.50 per additional transfer)
6 included
($1.50 per additional transfer)
99 included
($1.50 per additional transfer)
Not applicable


Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

Account details for existing Meridian Seniors Chequing account holders

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Looking for a business account?

Whether you’re planning to open a small business or need competitive banking solutions for your enterprise, we’re ready to support you with great rates and valuable features. Discover how Meridian supports local business owners, from flexible chequing accounts to long-term financing.

Need help? There are several ways to get in touch.