1 - 5 YEAR FIXED-RATE GICS
A risk-free way to grow your money and build your portfolio. Available for non-registered, TFSA, RRSP, FHSA and RRIF accounts.
Fixed rates
Enjoy a fixed, guaranteed rate for the full term of your investment. Competitive rates and terms ranging from 30 days to 5 years. A flexible way to protect and grow your investment.
Low minimum
It’s easy to get started. The minimum investment amount for Fixed-rate GICs is just $100. Great for short or long-term savings.
Safe and secure
Eligible deposits in registered accounts have unlimited coverage by the Financial Services Regulatory Authority of Ontario (FSRA). The FSRA insures eligible deposits in non-registered accounts up to $250,000.
Choose your account type, then select a GIC term length and rate within your application.
Non-registered GIC
Tax Free Savings Account
Registered Retirement Savings Plan
First Home Savings Account
Registered Retirement Income Fund
Rates
Flexible investment options for your short, or long-term goals
| 1 Year | 3.40% |
|---|---|
| 18 Month | 3.65% |
| 2 Year | 3.80% |
| 3 Year | 4.00% |
| 4 Year | 4.10% |
| 5 Year | 4.20% |
Mobile app
“I really enjoy how simple the app is. It’s easy get help and I get to do all my banking straight from my phone.”
Meridian Member
Open in the app
Open your GIC investments easily, right in the mobile app.
Go paperless
Keep track of your account activity with monthly eStatements
Member benefits
Explore the app and discover what Meridian has to offer Members.
Around here, opening a GIC investment is simple
1
Complete your Member application online
2
Sign in using online banking or the mobile app
3
Fund your investment using one of the available options