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1 to 5 Year Fixed Interest Rate GICs

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1 - 5 YEAR FIXED-RATE GICS

A risk-free way to grow your money and build your portfolio. Available for non-registered, TFSA, RRSP, FHSA and RRIF accounts.

Special rate for new transfers: 1-Year Non-Redeemable GIC at 3.95%* Learn more

Fixed rates

Enjoy a guaranteed rate for the full term of your investment

Low minimum

Start investing for as little as $100

Safe and secure

Eligible deposits are Financial Services Regulatory Authority (FSRA) insured1

Rates

Flexible investment options for your short, or long-term goals

1 Year 3.85%
18 Month 3.80%
2 Year 3.60%
3 Year 3.60%
4 Year 3.50%
5 Year 3.45%
Meridian mobile app open on a phone and an award medal that says Ranked #1 in online experience for Canadian credit unions by Surviscor, 2023.

Mobile app

Five gold stars

“I really enjoy how simple the app is. It’s easy get help and I get to do all my banking straight from my phone.”

Meridian Member

Download on the App Store   Download Android App on Google Play

Open in the app

Open your GIC investments easily, right in the mobile app.

Go paperless

Keep track of your account activity with monthly eStatements

Member benefits

Explore the app and discover what Meridian has to offer Members.

Around here, opening a GIC investment is simple

1

Complete your Member application online

2

Sign in using online banking or the mobile app

3

Fund your investment using one of the available options