Get a cash bonus of up to $1,050*
Turn up the heat on your savings
this summer
Open a chequing account
Get $300* cash back when you open a new, eligible chequing account. Then, within the first 30 days of opening the account, deposit a minimum of $50 and set up a recurring direct deposit for at least 3 months.
Plus, no monthly account fees for 12 months!*
Choose a wealth offer
Get up to $750† when you transfer at least $7,500 to Aviso Wealth through Meridian.
or
Get up to $250‡ for opening a mutual fund account at Aviso Wealth through Meridian and setting up a pre-authorized contribution (PAC).
Open a chequing account to earn $300
Open an eligible Meridian chequing account and deposit $50.
Set up a direct deposit to the chequing account for at least 3 months.
Enjoy $300 deposited to your account after 3 months of direct deposit. Plus, no monthly account fees for 12 months.
If you’re all set on chequing, but still interested in growing your savings this summer, simply take advantage of one of our wealth offers. Check out two great options.
Get a great account + no monthly account fees for a year*
Unlimited Chequing Package
A comprehensive package for those who want unlimited flexibility.
Unlimited self-serve and personal service transactions plus a $5,000 minimum monthly balance option to waive the package fee.
Digital Chequing Package
The ideal package for those who prefer to bank digitally.
Unlimited self-serve transactions plus a $3,000 minimum monthly balance option to waive the package and additional transaction fees.
Everyday Chequing Package
Perfect for those who bank more often.
More included transactions plus a $2,000 minimum monthly balance option to waive the package fee.
Essential Chequing Package
Perfect for those who bank infrequently.
Get the basics for a low monthly package fee regardless of your monthly balance.
Senior Unlimited Chequing Package
A comprehensive package for seniors who want unlimited flexibility.
Unlimited self-serve transactions plus a $5,000 minimum monthly balance option to waive the package fee.
Senior Everyday Chequing Package
A low-cost option for seniors with moderate banking needs.
All your monthly transactions, plus a $2,000 minimum monthly balance option to waive the package fee.
Student Chequing Package
Designed with the student in mind. Available for student Members6 between ages 18 - 25.
No monthly package fee, plus unlimited self-serve transactions and up to 99 rebated Interac e-Transfers.
Choose a Wealth offer
Choose one of these offers to maximize your savings with a cash bonus.
Note: You don’t need to open a Meridian chequing account to take advantage of a Wealth offer. Pick the offer that works best for you - it’s not possible to get both.
Earn a 1% cash bonus when you transfer funds to Aviso Wealth through Meridian†
What’s great about this offer?
When you move at least $7,500 from another financial institution to Aviso Wealth through Meridian, we'll boost your savings with a 1% cash bonus. The maximum cash bonus is $750.
Eligible accounts
You can transfer an RRSP, TFSA, RESP, RDSP, FHSA, or a non-registered investment account.
If you already have a Wealth account you can still cash in
You can get this offer if you transfer at least $7,500 to an investment account you already have with Aviso Wealth through Meridian.
Open a new wealth account and set up a monthly contribution to get up to $250‡
What’s great about this offer?
Open a mutual fund account at Aviso Wealth through Meridian and make an initial deposit of at least $250. Then, set up a monthly pre-authorized contribution for as little as $25 per month, for a minimum of 3 months. After 3 months, you get a one-time cash bonus (up to $250), based on the amount of your automatic monthly contribution.
Eligible accounts
You can open an RRSP, TFSA, RESP, RDSP, FHSA, or a non-registered investment account.
How much is my bonus?
| Monthly deposit | One-time bonus value |
|---|---|
| $25 to $49 per month | $25 |
| $50 to $99 per month | $50 |
| $100 to $249 per month | $100 |
| $250 or more per month | $250 |
Frequently asked questions: $300 New chequing offer
No, not for the $300 new Member chequing offer. To qualify for this offer you must not currently have a $1 Meridian Member Share Account. However, you may be eligible to take advantage of one of the Wealth offers. Review the Wealth offers' terms and conditions:
Terms and Conditions for 1% offer
Terms and Conditions for PAC offer
No, not for the $300 new Member chequing offer. To qualify for this offer you must not currently have a $1 Meridian Member Share Account. However, you may be eligible to take advantage of one of the Wealth offers. Review the Wealth offers' terms and conditions:
Terms and Conditions for 1% offer
Terms and Conditions for PAC offer
A Meridian Share Account is an account where the Member holds at least one Membership share (each valued at $1), enabling the Member to transact with Meridian, buy an investment, apply for a mortgage, etc. This is a standard part of the Member onboarding process and will be facilitated by the Meridian representative during account opening.
If your Meridian account was not active as of June 30, 2025, you are eligible for both the new Member chequing account offer and one of the two Wealth offers. Review the offers' terms and conditions:
Terms and Conditions for the Chequing offer
Terms and Conditions for 1% offer
Terms and Conditions for PAC offer
- Open a new chequing account at a Meridian branch or through this web page. If you already have a Meridian account, you are not eligible.
- Qualify for a chequing account and/or wealth account through Meridian’s standard process.
- Within 30 days of opening your account, deposit at least $50 in your new chequing account and set up a recurring direct deposit for at least 3 months. For all details, review: Terms and Conditions for the Chequing offer
Important: You can also take advantage of one of our Wealth offers (1% cash bonus for transferring funds or a cash bonus of up to $250 for opening a new Wealth account and setting up automatic contributions). You don’t have to open a chequing account to be eligible for a Wealth offer. Review the offers' terms and conditions:
New Members can expect the $300 bonus payout deposited within a month after satisfying all eligibility requirements (listed above). For example, if you open your new account on July 15, 2025 and satisfy all criteria, your bonus will be deposited by November 30, 2025.
You can view the full payout schedule in the Terms and Conditions.
No. New Members are only eligible for the cash bonus during the offer period. However, you may be eligible to take advantage of one of the wealth offers. Review the offers' terms and conditions:
Access a direct deposit form from your computer:
- Sign into Meridian online banking
- Click “Select an Action” in the drop-down menu beside your new chequing account
- Click “Direct Deposit Form” from the list
- Click “Deposit Form” from the list
- Select your new chequing account from the list
- Click “Create PDF”
You now have a personalized form to set up your recurring direct deposit.
Access a direct deposit form from your mobile app:
- Sign into the Meridian mobile app
- Select your new chequing account
- Click the “Summary” tab
- Scroll down and click “Download direct deposit form”
- Make sure your new chequing account is selected under “Account”
- Click “Generate PDF”
You now have a personalized form to set up your recurring direct deposit.
Don’t have our mobile app yet? Download it now:
Frequently asked questions: Wealth offers
Aviso Wealth is a key partner of Meridian Credit Union, providing mutual funds and other securities through its services. It operates as a division of Aviso Financial Inc., which also includes Qtrade Direct Investing®.
This partnership allows Meridian to offer a comprehensive suite of wealth management solutions to Members, enhancing your financial planning and investment options.
- Register for the offer with a Meridian employee between July 2 and September 30, 2025 (in branch, over the phone, or by booking a meeting online).
- Transfer at least $7,500 in qualifying assets from another Canadian financial institution into an eligible Aviso Wealth account through Meridian.
- Keep the transferred amount in the account until at least February 28, 2026.
- Open a new qualifying account with Aviso Wealth through Meridian
- Make a one-time initial deposit of at least $250.
- Set up a new recurring Pre-Authorized Contribution (PAC) of at least $25/month.
- Maintain the PAC and keep the funds in the account for three consecutive months.
If eligible, the bonus will be deposited into your qualifying account by February 28, 2026. For the full payout schedule, refer to Terms and Conditions for 1% offer.
For the full payout schedule, refer to Terms and Conditions for PAC offer.
A pre-authorized contribution (or PAC) is a recurring automated withdrawal that transfers a pre-specified amount of money from your bank or credit union account into an investment account (i.e., RRSP, TFSA, non-registered, etc.).
They will be contributed to the investment product(s) that your financial planner recommends.
No. There are no fees associated with setting up a pre-authorized contribution (PAC).
No. The cash bonus is credited as a sheltered deposit and will not impact your contribution limits.
Where can I find more information on account fees and features?
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$14 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
$3,000 |
|
MMB to waive package fee5 |
$3,000 |
|
Transactions included in package |
|
|
Self-serve1 |
Unlimited |
|
In branch2 |
0 included ($1.25 per transaction if MMB not maintained) |
|
Cheques4 |
0 included ($1.25 per cheque if MMB not maintained) |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
99 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$3 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
Not applicable |
|
MMB to waive package fee5 |
Not applicable |
|
Transactions included in package |
|
|
Self-serve1 |
15 included ($1.25 per additional transaction) |
|
In branch2 |
5 included ($1.25 per additional transaction) |
|
Cheques4 |
2 included ($1.25 per additional cheque) |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
4 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$9 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
Not applicable |
|
MMB to waive package fee5 |
$2,000 |
|
Transactions included in package |
|
|
Self-serve1 |
25 included ($1.25 per additional transaction) |
|
In branch2 |
5 included ($1.25 per additional transaction) |
|
Cheques4 |
2 included ($1.25 per additional cheque) |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
6 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$19 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
Not applicable |
|
MMB to waive package fee5 |
$5,000 |
|
Transactions included in package |
|
|
Self-serve1 |
Unlimited |
|
Personal service (in branch)2 |
Unlimited |
|
Cheques4 |
Unlimited |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
99 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Available to Members aged 18-256. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$0 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
Not applicable |
|
MMB to waive package fee5 |
Not applicable |
|
Transactions included in package |
|
|
Self-serve1 |
Unlimited |
|
In branch2 |
5 included ($1.25 per additional transaction) |
|
Cheques4 |
2 included ($1.25 per additional cheque) |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
99 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Available to Members aged 60 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$3 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
Not applicable |
|
MMB to waive package fee5 |
$2,000 |
|
Transactions included in package |
|
|
Self-serve1 |
25 included ($1.25 per additional transaction) |
|
In branch2 |
5 included ($1.25 per additional transaction) |
|
Cheques4 |
2 included ($1.25 per additional cheque) |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
6 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Available to Members aged 60 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
|
Package fees |
|
|
Monthly package fee |
$9.50 |
|
Minimum monthly balance (MMB) to waive additional transaction fees5 |
Not applicable |
|
MMB to waive package fee5 |
$5,000 |
|
Transactions included in package |
|
|
Self-serve1 |
Unlimited |
|
In branch2 |
Unlimited |
|
Cheques4 |
Unlimited |
|
Deposits |
Free |
|
Rebated Interac e-Transfers®3/ month |
99 included ($1.50 per additional transfer) |
|
Monthly interest |
Not applicable |
Around here, banking is different
Financial confidence
We offer the same wide range of accounts as the big banks, plus experts who offer one-on-one advice.
No shareholders
Our profits go to improving products, creating services, and investing in communities. As a Member, you’re an owner.
Top digital banking
Our top-ranked mobile app and online banking services let you bank how and where you want.
Not ready to join online?
Visit us in branch and mention this offer – we can help you discover the Meridian difference.