Jump to Main Content

Benefits of a 1-Year Cashable GIC


Access your money any time you need it, with no penalty. Plus, it’s available for non-registered and TFSA plans.

Great savings

Fast track your short-term savings goals with our very competitive rate of 0.70%.

Start small

You don’t need lots of money to get started. The minimum deposit is only $100.

Open 1-Year Cashable GIC now

If you're already a Member
If you're not a Member
If you're not a Member


If cashed out before 90 days: 0.00%
Between 91-364 days: 0.50%
At maturity (1 year): 0.70%

Minimum investment


Accessing your cash

You can access your cash anytime, with no penalty


  • Interest is paid at maturity, or when the GIC is cashed out.

  • You earn more interest the longer you keep your money invested – up to 0.70%.

  • ​If you withdraw funds within the first 90 days, no interest is paid.


​Explore all rates

This is a great option for you if:

  • You want short-term savings with a great interest rate

  • You want the option to access your money any time

  • You have a minimum of $100 to invest