Jump to Main Content
JOIN NOW

NEED A LOAN WITH A GREAT RATE AND FAST APPROVAL?

You're always connected and on the move. Get great rates as low as 5.15% with Meridian’s all-digital, quick and easy loan application. There’s no impact to your credit rating for applying and you can be approved in minutes. Life moves fast, keep moving!

ICON-secured.png

LOANS

 When you qualify for a personal loan, you get a lump sum of money upfront and pay it back over time in monthly payments. The interest rate is usually fixed which means the monthly payments are more predictable and stay the same over the life of the loan. Save time and apply online.
 


ICON-secured.png

LINES OF CREDIT

A line of credit can provide greater flexibility since it allows you to
readily borrow money as you need it, up to your approved limit. The interest rate is variable, so the interest you pay can vary month to month. Call us at 1-866-592-2226 or visit us at any one of our Ontario branches.
 


SECURED VS UNSECURED?

Loans and lines of credit are available as secured or unsecured products. Secured loans and lines are protected by collateral or assets in case of default.
When a loan or line is secured, you can usually qualify for a larger amount and get a better interest rate than you might have otherwise.


GET YOUR FREE LOAN QUOTE IN MINUTES

Meridian is the first financial institution in Canada to offer unsecured loans that you can get 100% online, from wherever you are. There is no impact to your credit score when you receive your loan quote. Plus, you'll receive a quote immediately.

Meridian is dedicated to protecting your privacy and your personal financial information. We're so confident in our online security that any unauthorized transactions will be reimbursed completely. 100%. Guaranteed.

If you are at least 19 years old, a resident of Ontario and meet our other qualifying criteria, you'll instantly get an obligation-free quote, up to $35,000, that won't affect your credit score.

WITH RATES AS LOW AS 5.15%, WHAT ARE YOU WAITING FOR?

Apply Now

If you've already started the process online, you may log back in at any time to continue.



Meridian's innovative new digital lending platform offers online approval for personal loans up to $35,000 instantly.

It's convenient, it's fast and it's available right on our website


ESTIMATE YOUR LOAN OR LINE OF CREDIT PAYMENTS

How much can you afford to borrow? What payment strategy works best for you? Whether you're looking for a loan or a line of credit, use our calculator below to compare scenarios and better understand your borrowing options.

A home equity loan or line of credit can usually help you get the highest amount and the best rate.

Your credit score won’t be affected


TALK TO US NOW

Our Meridian financial advisors are always willing to discuss which loan or line or credit works best for you.
Come talk to us in-branch or contact us by phone.

1-866-592-2226

Peace of mind for when the unexpected happens

Taking on a loan or line of credit is a big financial commitment. Meridian offers creditor insurance for loans and lines of credit just in case the unexpected happens. With creditor insurance, you can feel secure knowing that you are protected. In case of loss, illness, or disability – your payments will always be made.

LEARN MORE