Skip to main content

Check your credit score

Back to ways to bank

Check your credit score

FICO® Score is free for Members with at least one Meridian borrowing product.

What is a FICO® Score?

A FICO Score is a 3-digit number that is based on credit reports from agencies like TransUnion and Equifax. The score helps lenders, like Meridian, determine credit risk and predict how likely you are to pay back what you borrow. Build your financial confidence by understanding your credit score and how it impacts your ability to borrow. 

Your credit score

Find out where you stand. Monitor your credit for free, anytime, with no impact on your credit score.

Score history

Your score history is updated quarterly and helps you determine how you’re progressing over time.

Key factors

Discover the factors affecting your score, what they mean, and what you can do to make improvements.

Graph illustrating FICO score range from 250 to 900, with an arrow at 740. Your credit score. Monitor as often as you like with no impact on your credit score.

Your credit score

Understanding your credit score matters

Your credit score affects your ability to borrow, which can impact your overall financial well-being. Maintaining a good credit score can make it easier to borrow and improve your chances of getting a good interest rate.

How to check your FICO® Score

Step 1

Sign in to Meridian Online banking

Step 2

Select "Your credit score" from the Account Summary screen

Step 3

Select "Show score" to reveal your most recent FICO® Score

Scores are updated quarterly, so check back regularly to see how your score changes over time. Regular monitoring will not impact your credit score.

Frequently asked questions about credit and FICO© Scores