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Raise the Rate GIC

Now you have the control to raise your rate 

Benefits of a Raise the Rate GIC


Guaranteed returns

Grow your money, plus get peace of mind - your initial investment and returns are guaranteed.

No locked-in rates

Invest long-term without locking into a rate! Start with a competitive rate, and if our rates go up, you can “rate match” and increase your return.

Further reading

Further reading

Learn more about how a GIC like Raise the Rate can help navigate uncertain markets, like the ones caused by COVID-19. 

Manage changing markets with a GIC

Not sure you really understand how GICs work? Check out this great guide.

GICs: What they are, how they work, and why you need one

Open a Raise the Rate GIC


You can open this GIC on its own or add it to your TFSA or RRSP. Plus, choose between a 3- or 5-year term.

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Looking for a short-term investment?


1-Year Cashable GIC

Get fast, flexible savings at a competitive rate!

Learn more

Available for non-registered and TFSA plans


Frequently asked questions