Fixed rate mortgages
Lock in a great rate for the length of your mortgage term
You’ll always know what to expect with a fixed interest rate and mortgage payments that always stay the same, even if market interest rates go up.
Our rates and terms
|Posted rate||Special rate||Product||Get started|
|4.09%||6-month convertible||Apply online|
|4.49%||1-year closed||Apply online|
|4.89%||2-year closed||Apply online|
|5.09%||3-year closed||Apply online|
|5.39%||4-year closed||Apply online|
|5.79%||4.99%||5-year closed||Apply online|
|6.09%||5.49%||7-year closed||Apply online|
|6.59%||5.79%||10-year closed||Apply online|
Get personalized advice
Our Mortgage Specialists can tell you more about how to get a mortgage and give you expert advice on becoming a home owner.
Want to do the math?
Find out how much mortgage you can afford or figure out your mortgage payment with our helpful calculators.
Be mortgage free sooner
We call it 20/20 prepayment. Pay off up to 20% more of your mortgage each year through a combination of prepaying more of your original principal balance and increasing your original mortgage payment.
Skip a payment
Life happens. Breathe easier knowing that you can skip one month’s mortgage payment once every 12 months with no penalty.
Choose from weekly, bi-weekly, monthly, bi-monthly, or accelerated weekly or bi-weekly payment plans - whatever works for you.
Take advantage of CUMIS Group Mortgage Protection (GMP) - a monthly premium that helps safeguard your home in case of financial hardships as a result of conditions such as death, disability or critical illness.
Payment Protection Legal Disclaimer
Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.
Looking for something else?
Variable rate mortgages
With a rate that goes up or down depending on the market, you could save on interest.
High ratio mortgages
Buy with less than 20% down to get into the market faster. Great for first-time buyers.
Build from scratch or improve a fixer-upper with options designed for construction and renovation.