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Canadian Diversified

Index-Linked GIC

Capitalize on the Canadian equity markets

with exposure to 20 of the largest companies in Canada

Features

  • $100 minimum investment for registered and non-registered accounts
  • Earned interest paid at maturity
  • Available for a 2, 3 or 5-year term
  • Download the information sheet (PDF)

Benefits

  • Principal completely guaranteed at maturity
  • Minimum return guaranteed at maturity on 3 and 5 year terms
  • 100% participation rate up to the maximum cumulative rate of return on 2 and 5 year terms.
  • Rate of return on 3 year term is not subject to a maximum cumulative rate of return and has the potential to earn the full yield of the basket of securities. Please see below for details.
  • No management fees or commissions
  • Protection against currency risk
  • Deposits are insured by Deposit Insurance Corporation of Ontario (DICO)

Rate of Return

2-Year Rate of Return

  • Current Offering: January 28, 2020 to March 20, 2020
  • Minimum cumulative rate over 2-year period: 2.50% (1.24% annualized)
  • Maximum cumulative rate over 2-year period: 7.50% (3.68% annualized)
  • Average Annual Return: 3.37%
  • Maximum cumulative rate has been reached 83.50% of the time historically
  • Download performance results (PDF)


3-Year Rate of Return

  • Current Offering: January 28, 2020 to March 20, 2020
  • Minimum cumulative rate over 3-year period: 4.00% (1.32% annualized)
  • Maximum cumulative rate over 3-year period: Unlimited (Unlimited annualized)
  • The 3-year term is not subject to a maximum cumulative rate of return
  • Average Annual Return: 10.11%
  • Download performance results (PDF)


5-Year Rate of Return

  • Current Offering: January 28, 2020 to March 20, 2020
  • Minimum cumulative rate over 5-year period: 5.50% (1.08% annualized)
  • Maximum cumulative rate over 5-year period: Unlimited (Unlimited annualized)
  • The 5-year term is not subject to a maximum cumulative rate of return
  • Average Annual Return: 9.76%
  • Download performance results (PDF)

 

Stocks Weight Percentage Allocation
BCE Inc. 5
Brookfield Asset Management Inc. 5
Canadian Pacific Railway Limited 5
Canadian Tire Corporation, Limited 5
Fairfax Financial Holdings Limited 5
Fortis Inc. 5
Imperial Oil Limited 5
Intact Financial Corporation 5
Loblaw Companies Limited 5
National Bank of Canada 5
Nutrien Limited 5
Pembina Pipeline Corporation 5
Power Corporation of Canada 5
Rogers Communications Inc. 5
Scotiabank 5
Shaw Communications Inc. 5
TC Energy Corporation 5
The Toronto-Dominion Bank 5
Thomson Reuters Corporation 5
Waste Connections, Inc. 5
Total 100

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