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Learn more about credit and borrowing

Making smart decisions about borrowing now, can have a big impact on your ability to get approved for credit in the future. Learn about building a good credit rating, how to review your credit report and more.

Credit basics

What is a credit report?

Your credit report summarizes your credit history. Find out what’s included in your credit report, how to read and understand it, and how to get one for free.

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Understanding your credit score

Your credit score is a three-digit number based on the contents of your credit report. Find out what the score means and how to check it.

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Building a good credit history

Establishing a good credit history will make it easier to borrow, and improve your chances of getting a good interest rate.

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What is credit, and how does it work?

When you borrow money from a lender with the intent to pay it back, you’ve been granted credit. Discover different types of credit and how rates are determined.

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Glossary of credit terms

Use this handy glossary to get a better understanding of the commonly used terms related to credit and borrowing.

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Get in touch

If you have questions about borrowing or building credit, our Meridian financial advisors can help. Talk to us in-branch or connect with us by phone.