Join Meridian and find out how we’re helping Members’ build resilience

• Earn 2.50% on every dollar, calculated daily, and paid monthly
• No monthly fees and no minimum balance required
• Unlimited free transfers, ABM withdrawals and point of sale transactions²
• Automatic savings options available to help you reach your savings goals faster
• Access to online, mobile and telephone banking
• Meridian cardholders have access to over 43,000 surcharge-free ATMs in North America with THE EXCHANGE® Network in Canada and the Allpoint Network in the US
• Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).⁷

• Earn 2.50% on every dollar, calculated daily, and paid monthly
• No monthly fees and no minimum balance required
• Automatic savings options available to help you reach your savings goals faster
• Access to online, mobile and telephone banking
• TFSA contribution limit for 2021 is $6,000
• Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).⁷

• Earn 2.50% on every dollar, calculated daily, and paid monthly
• No monthly fees and no minimum balance required
• Automatic savings options available to help you reach your savings goals faster
• Access to online, mobile and telephone banking
• Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).⁷

Ideal for anyone with limited account activity. Includes 15 ABM, debit, in-branch and cleared cheque transactions for $5/month. Also includes 4 free Interac e-Transfers® per month⁴.

Unlimited monthly self-serve, personal service and cheque transactions for $12/month. Free basic cheque order per year, 4 free CAD drafts per month and free certified cheques. Also includes 4 free Interac e-Transfers® per month⁴.

Ideal for anyone who prefers to bank with their debit card, online or using their mobile device. Includes unlimited ABM, debit and self-service transactions for $9/month. Also includes 4 free Interac e-Transfers® per month⁴.

Open to anyone between the ages of 18 and 29 years. No monthly fee and unlimited free transactions, free withdrawals from Meridian ABMs and surcharge-free access to THE EXCHANGE^® Network ABMs, and 4 free Interac e-Transfers® per month⁴.

No monthly fee and $1 per transaction with a balance of $2,000 or less. Monthly transaction fees are waived if a minimum monthly balance of $2,000 is maintained.4 free Interac e-Transfers® per month when you maintain a balance of $2,000.

Open to anyone over the age of 60. Unlimited transactions, free basic cheque order per year, 4 free CAD drafts per month, free certified cheques and more. Also includes 4 free Interac e-Transfers® per month⁴.

Earn 4.40% over 18 months. Your principal and returns are guaranteed⁵ and deposits are insured by FSRA⁷. Bundled with a companion Savings Account. $100 minimum investment required.

Earn 3.50% over 1 year. Your principal is guaranteed⁵ and deposits are insured by FSRA⁷. Cashable at any time with no early redemption penalty fee (but no interest is earned if you cash out prior to 91 days). Bundled with a companion Savings Account. $100 minimum investment required.

Earn 4.30% over 3 years⁸. Your principal and returns are guaranteed⁵ and deposits are insured by FSRA⁷. Redeem on annual anniversary date with no penalty. Bundled with a companion Savings Account. $100 minimum investment required.

Change your rate once over the course of a 3-year term. Your principal and returns are guaranteed⁵ and deposits are insured by FSRA⁷. Bundled with a companion Savings Account. $100 minimum investment required. Non-redeemable.

Earn 4.30% over 5 years⁸. Your principal and returns are guaranteed⁵ and deposits are insured by FSRA⁷. Redeem on annual anniversary date with no penalty. Bundled with a companion Savings Account. $100 minimum investment required.

Change your rate twice over the course of a 5-year term. Your principal and returns are guaranteed⁵ and deposits are insured by FSRA⁷. Bundled with a companion Savings Account. $100 minimum investment required. Non-redeemable.

Choose from 1 to 5 year investments (non-redeemable) and earn up to 4.30%. Your principal and returns are guaranteed⁵ and deposits are insured by FSRA⁷. Bundled with a companion Savings Account. $100 minimum investment required.

A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home.⁶

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home. Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs.
• 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
• 120-DAY RATE GUARANTEE: Our 120-day rate guarantee lets you search for your dream home, worry-free.

Own your home sooner with our 5-year fixed rate of 5.09%¹.

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 5% CASH BACK PROGRAM: Our 5% cash back program helps you stay on top of all the additional costs of buying a home. Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs.
• 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
• 120-DAY RATE GUARANTEE: Our 120-day rate guarantee lets you search for your dream home, worry-free.

A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home.⁶

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home. Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs.
• 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
• 120-DAY RATE GUARANTEE: Our 120-day rate guarantee lets you search for your dream home, worry-free.

With our 5-year closed variable rate of 6.95%, you get more flexibility and a low interest rate¹. And if interest rates begin to climb, we can help you switch to a Fixed Rate Mortgage.

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 5% CASH BACK PROGRAM: Our 5% cash back program helps you stay on top of all the additional costs of buying a home. Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs: weekly, bi-weekly, monthly, bi-monthly and accelerated weekly and bi-weekly.
• SWITCH AT ANY TIME: Switch to a fixed term, at any time without penalty with a Closed Variable Rate Mortgage.
• 120-DAY RATE GUARANTEE: Our 120-day rate guarantee lets you search for your dream home, worry-free.