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Essential Chequing Account

The Essential Chequing Package

Just the basics. Everything you need for only $3 per month.

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Essential Chequing Package at a glance

If you have modest banking needs and want a low-fee chequing account, our Essential Chequing Package is just what you need.

Monthly package fee of just $3

15 self-serve transactions1 per month

5 in-branch transactions2 per month

4 rebated Interac e-Transfers®3 per month


Looking for something else? Compare chequing packages

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Is the Essential Package right for you?

If you only need a handful of transactions each month and use both online and in-branch services, our Essential Chequing Package is a great choice.

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Additional package features and fees

All features and transactions included in the monthly package fee. Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

Package fee
Self-serve transactions1
15 included ($1.25 per additional transaction)
In-branch transactions2
5 included ($1.25 per additional transaction)
2 included ($1.25 per additional cheque)
Rebated Interac e-Transfers®3
4 included ($1.50 per additional transfer)


View all service fees

A better personal banking experience, however you choose to bank

Bank anywhere, anytime, safely and securely

At Meridian, you can bank the way you want, on your schedule. As Ontario’s largest credit union, we offer a full range of digital, in-person, and over the phone banking services.

Explore ways to bank with Meridian

Get real-time alerts and notifications

When you set up balance and transaction alerts in your Meridian accounts, you’ll boost your security and your peace of mind.

Check out our alerts guide

Deposit cheques online using our mobile app

Meridian mobile banking makes it easy to deposit cheques on the go. Simply download our mobile app, choose a deposit account, take a photo of your cheque, and complete your deposit.

Learn about mobile cheque deposit

Need help? There are several ways to get in touch.