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Get up to $50,000 cash back*

One more reason to switch your mortgage to Meridian. 

Why switch your mortgage to Meridian?

Plenty of perks

With exclusive Member perks like 5% cash back and prepayment of up to 20%, you’ll have plenty of reasons to love your Meridian mortgage.

Competitive rates

Our Members always get a highly competitive rate, especially when compared to some of the bigger financial institutions.

Switching is seamless

We’ll do the work. Talk to one of our advisors and we’ll ensure that your mortgage is switched over quickly and easily.

Meridian Mortgage perks

Enjoy Member perks that make managing your mortgage less stressful. With up to 5% cash back, 20% prepayment privileges, and the freedom to skip a payment when you need to, you’ll be feeling good about switching your mortgage to Meridian.

Featured mortgage perk: Cash back

A cash back mortgage is perfect for covering immediate expenses like closing costs or renovations. Cash is paid the day your mortgage is advanced, and you repay it at a slightly higher interest rate over the course of your mortgage term. Every 1% of cash back results in an increment of 0.20% to your mortgage rate.

How much cash can you get?

You can get up to 5% of your mortgage principal, up to a maximum of $50,000*.

The amount of cash back you get depends on the amount of your mortgage, your down payment, and your mortgage term.

Mortgage amount
3% cash back
5% cash back

Note: Eligibility will depend on your down payment amount and mortgage term. See terms and conditions for more information.

Explore all mortgage perks

How to switch your mortgage to Meridian

People usually move their mortgage to get a better rate, lower their payments, or access their home equity. If your mortgage term is coming up for renewal, this is the perfect time to make the switch. To get started, simply contact one of our advisors. We’ll help you with your application and request a payout statement from your old lender.


Ready to get started? There are several ways to get in touch.