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Personal Banking at Meridian Credit Union

Get help with becoming a homeowner

Get great rates and
boost your financial confidence

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The Meridian First Home Savings Account (FHSA) is now available

Earn 5.00%² until May 31 when you open an FHSA High Interest Savings Account

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Class A Shares, a high-return³ opportunity for Meridian Members
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Featuring: Environmental, Social, and Governance at Meridian

Living wall with plants and Meridian logo at corporate office
Minimizing our environmental impact
Our goal is to minimize the environmental impact of our operations, products, and services.

We're creating financial solutions that support the transition to a green and sustainable economy and reducing our environmental impact in the communities where we work and live.

Explore our Meridian 2022 ESG report (PDF, 7 MB)
Learn more about ESG at Meridian
Group of five diverse office employees at work
Embracing diversity, integrity, and openness
We're committed to offering our Members, employees, and communities a place where diversity is embraced and where integrity, honesty, and openness are encouraged.

We believe in playing an active role in the community and treating our employees, Members, and suppliers fairly, equitably, and with respect.

Explore our Meridian 2022 ESG report (PDF, 7 MB)
Learn more about ESG at Meridian
A corporate office board room
Governance and responsible management
We're committed to the highest standards of corporate governance to demonstrate our stewardship to Members, employees and stakeholders, including the communities we serve.

We routinely consider the long-term environmental and social impacts when making decisions and policies.

Explore our Meridian 2022 ESG report (PDF, 7 MB)
Learn more about ESG at Meridian

Featured Rates

3-year Raise the Rate GIC
Rate match and increase your GIC’s rate before your term is up.
4.00%
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5-Year Fixed Rate Mortgage
Secure a great rate for the length of your mortgage term.
5.44%
Learn more
18-Month Guaranteed Investment Certificate
Earn guaranteed high interest over a short term.
4.70%
Learn more
3-Year Fixed Rate High Ratio Mortgage
Get a great mortgage with a down payment of less than 20%
5.34%
Learn more
View all rates

Helpful tools

It’s easy to switch to Meridian

No hassles or stress! It’s simple to open an account, transfer your money and direct deposits, and more – all online.
Learn about switching Become a Member

We do the math

Our calculators give you personalized info about savings, mortgage payments and affordability, interest rates, and more.
Explore calculators

Good Sense

Man in a coffee shop looks closely at his phone
Stop Fraud: Cryptocurrency-related Investment Scams
Woman on the phone, holding credit card, looking at computer screen with a worried expression.
Stop Fraud: Spot 2FA/One Time Passcode OTP Scams
Older woman on her phone, looks as though she’s speaking to someone she knows.
Stop Fraud: Spot Emergency Scams + Grandparent Scams
6 tips for first time home owners

Meridian news and announcements

Meridian Credit Union Reports 2023 Financial Results
Meridian today reported its financial results for the year ending December 31, 2023.
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Meridian Credit Union recognized by Forbes as one of Canada's Best Employers in 2024
Meridian ranked first amongst Credit Unions, third in the Banking and Financial Services industry, and placed 51st out of 300 selected employers.
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Meridian Credit Union Announces Increased Reward in Pickering Bank Robbery Case
Meridian, in a collaborative effort with the Durham Regional Police Service and Crime Stoppers, has announced an increase in the reward for information leading to the arrest of the suspects involved in the armed robbery at its Kingston Road branch in December of 2022.
Keep reading