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Website - Terms of Use

In using this website, you are telling us that you accept and agree to be bound by and comply with the following terms of use.  Meridian may supplement or change these terms and conditions at any time, without prior notice, and you agree to be bound by whatever version is in effect at the relevant time you access this website.

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Warranties and Limitation of Liability

Use of Electronic Services

Availability of Products and Services

Seek Personalized Advice

Privacy and Security

Links to Third-Party Sites

Use of Cookies

Trade-marks and Copyright

 

Warranties and Limitation of Liability 
Information and documents provided on this website are provided “as is” without warranty.  Meridian uses reasonable efforts to post accurate and up-to-date information on this website; it does not, however, warrant its accuracy, adequacy, timeliness or completeness. Accordingly, you agree that Meridian is not responsible in any manner for direct, indirect, special or consequential loss you may suffer, regardless of the cause, as a result of your use of this website through any web browser, including any loss you may suffer if you transmit confidential or sensitive information to us or if we  transmit, at your request, such information to you over the Internet. Rates, fees and other information is subject to change at any time without notice to users and the posted rates and fees on the some may not immediately reflect such changes. 

 

Use of Electronic Services
Certain portions of the website relating to online banking may be accessed only by Meridian Members’ who have agreed to be bound by the applicable Electronic Services Agreement, the terms of which will supersede any conflicting Terms of Use.

 

Availability of Products and Services 
By law, Meridian may not accept deposits from, or make loans to, a person who is not a Member of Meridian. As a result, this website and its contents, including any description of products and services, in no way represent an effort to solicit business from individuals or entities who are not eligible for membership.

All Meridian products and services are subject to the terms of the applicable agreements governing their use.

 

Seek Personalized Advice
Except for Electronic Banking (including online applications and special requests), this website is for informational or general illustrative purposes only and is not intended to provide specific financial, tax, accounting or legal advice.

 

Privacy and Security
Meridian uses data encryption and firewalls to maintain the security of the information it receives through the website.  Nevertheless, security and privacy risks cannot be eliminated.  In order to protect your own security, you must access and use the website using commercially available browser software (such as a current version of Internet Explorer® or Safari® that provides a 128-bit encryption.  Once you have initiated a session in connection with the website, you must not leave the computer from which you have access the website unless and until you have terminated the session and logged off the website.  When you complete a session, you are responsible for clearing your browser’s cache or temporary internet files to ensure your personal information is not accessible to others. 

E-mail is not secure or confidential unless properly encrypted.  Consequently, Meridian discourages the use of e-mail to send personal or financial information to Meridian.  If you send e-mail to Meridian for these purposes, you do so at your own risk and Meridian will not be responsible or liable to you or any other person for any loss or damage suffered as a result of your use of e-mail to communicate. 

If Meridian decides to send an email message to an apparent user of this website, and you are not the intended recipient or someone who is responsible for passing on the message to the intended recipient, please be advised that the message is intended for the use of the addressee(s) only and is confidential information. Any review, disclosure, conversion to hard copy, dissemination, reproduction or other use of any part of this email message by you is strictly prohibited. If you have received this email message in error or without due authorization, please notify Meridian immediately by return email message or some other means, and permanently delete the email message from any computer, disk drive, or other storage medium.

 

Links to Third-Party Sites
The Meridian website may contain images of and links to third party websites.  The linked sites are not under the control of Meridian and Meridian is not responsible for the content of any linked site.  Meridian is providing these links only as a convenience and the inclusion of a link does not imply endorsement of the linked site by Meridian.

 

Use of Cookies
In order to provide better service, we will occasionally use a “cookie”.  A cookie is a small piece of information which a website stores on your web browser on your computer and can later retrieve.  The cookie cannot be read by a website other than the one that set the cookie.  We use cookies for a number of administrative purposes.  They let us store information that you have already told us, so we do not have to ask you again.  They also allow us to measure what parts of our site Members prefer to see, and what parts are less popular.  Most cookies last only through a single session, or visit.  None will contain information that will enable anyone to contact you via phone or email or regular mail.  You can set up your web browser to inform you when cookies are set or to prevent cookies from being set.

However, our online banking service uses cookies as a security measure, to maintain a connection with you.  If you set your browser to prevent cookies, you will not be able to access Meridian’s online banking services.

 

Trademarks and Copyright

All content of this site is the property of Meridian Credit Union unless otherwise noted. Any downloading of text or graphics for purposes other than personal use is prohibited unless authorized by Meridian Credit Union. 

™Trademarks of Meridian Credit Union Limited

INTERAC is a registered trademark of Interac Inc. used under license.

CUETS Financial is a division of MBNA Canada Bank.

® CHOICE REWARDS is a registered trademark of CU Electronic Transaction Services Inc. and is used under license.

® MASTERCARD,  PLATINUM CLASS®, MASTER ROADASSIST®, and MASTERASSIST® are registered trademarks owned by MasterCard International Incorporated and are used under license.

® CUETS is a registered trademark of CUETS Financial and is used under license.

Credential Financial Strategies Inc. is a member company under Credential Financial Inc., offering financial planning, life insurance and investments to members of credit unions and their communities. ®Credential is a registered mark owned by Credential Financial Inc. and is used under license. Established in 2001, Credential® Insurance Services is jointly owned by Credential Securities Inc. and Credential Asset Management Inc.

® CUCARDSONLINE.COM is a registered trademark of Credit Union Central of Canada and is used under license.

® THE EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

All other marks are copyright of their owners.

The Deposit Insurance Corporation of Ontario (DICO) is an Ontario Provincial Agency established under the Credit Unions and Caisses Populaires Act, 1994. DICO’s role is to protect depositors of Ontario credit unions and caisses populaires from loss of their deposits. Deposit insurance is part of a comprehensive depositor protection program for all Ontario credit unions which is backed by provincial legislation.

DICO helps keep Ontario’s credit unions safe and sound by providing deposit insurance and regulating their activities. For more information on DICO, click here.​​