Join Meridian and discover what it means to be a Member

Chequing Account

Pay As You Go

No monthly fee and $0.75 per transaction with a balance of $1,000 or less. Monthly transaction fees are waived if a minimum monthly balance of $1,000 is maintained.

Chequing Account

Limitless

Open to anyone between the ages of 18 and 29 years. No monthly fee and unlimited free transactions, free withdrawals from Meridian ABMs and surcharge-free access to The EXCHANGE^® Network ABMs, and 4 free Interac^® ABM withdrawals per month⁴.

Chequing Account

Convenience

Ideal for anyone with limited account activity. Includes 15 ABM, debit, in-branch and cleared cheque transactions for $5/month.

Chequing Account

Electronic Package

Ideal for anyone who prefers to bank with their debit card, online or using their mobile device. Includes unlimited ABM, debit and self-service transactions for $9/month.

Chequing Account

Convenience Plus

Unlimited monthly self-serve, personal service and cheque transactions for $12/month. Free basic cheque order per year, 4 free CAD drafts per month and free certified cheques.

Chequing Account

Senior

Open to anyone over the age of 60. Unlimited transactions, free basic cheque order per year, 4 free CAD drafts per month, free certified cheques and more.

18-Month

2.70% (Non-Registered)

Earn 2.70% over 18 months. Your principal and returns are guaranteed⁵ and deposits are insured by DICO⁷. Bundled with a companion Savings Account. $100 minimum investment required.

18-Month

2.70% (Registered)

Earn 2.70% over 18 Months. Your principal and returns are guaranteed⁵ and deposits are insured by DICO⁷. Bundled with a companion Savings Account. $100 minimum investment required.

1 to 5 Year

Fixed Rate GICs (Non-Registered)

Take advantage of our special offers

• 2.85% 3-Year GIC.

1 to 5 Year

Fixed Rate GICs (Registered)

Take advantage of our special offers:

• 2.85% 3-Year GIC

3-Year Escalator GIC

3.00% (Registered)

Earn 3.00% over 3 years. Your principal and returns are guaranteed⁵ and deposits are insured by DICO⁷. Redeem on annual anniversary date with no penalty. Bundled with a companion Savings Account. $100 minimum investment required.

5 Year

Escalator (Registered)

Earn 2.51% over 5 years. Your principal and returns are guaranteed⁵ and deposits are insured by DICO⁷. Redeem on annual anniversary date with no penalty. Bundled with a companion Savings Account. $100 minimum investment required.

Fixed Rate Mortgage

2.49%¹ 2-Year Closed

Buy your dream home sooner with this great offer. Plus, you can apply completely online, wherever you are. 

This offer is available to: 

• Homes that will be primary residences and occupied by the owner
• Homes with a maximum purchase price of $1,000,000
• Mortgages with an amortization period of 25 year or less
• New purchases and renewals of Meridian residential mortgages

Fixed Rate Mortgage

2.94% 5-Year Closed

Own your home sooner with our 5-year fixed rate of 2.94%.

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs.
• 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
• 90-DAY RATE GUARANTEE: Our 90-day rate guarantee lets you search for your dream home, worry-free.

Variable Rate Mortgage

2.90% 5-Year Closed

With our 5-year closed variable rate of 2.90%, you get more flexibility and a low interest rate⁶. And if interest rates begin to climb, we can help you switch to a Fixed Rate Mortgage.

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs: weekly, bi-weekly, monthly, bi-monthly and accelerated weekly and  bi-weekly.
• SWITCH AT ANY TIME: Switch to a fixed term, at any time without penalty with a Closed Variable Rate Mortgage.

High-Ratio Fixed Rate Mortgage

2.89% 5-Year Closed

A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home.⁶ 

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs.
• 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
• 90-DAY RATE GUARANTEE: Our 90-day rate guarantee lets you search for your dream home, worry-free.

High-Ratio Variable Rate Mortgage

2.90% 5-Year Closed

A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home.⁶ 

• APPLY ONLINE: With our new digital platform you can secure a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone.
• 3% CASH BACK PROGRAM: Our 3% cash back program helps you stay on top of all the additional costs of buying a home.  Additional rate premium may apply.
• CUSTOMIZABLE: Make your payment schedule fit your needs.
• 20/20 PREPAYMENT PRIVILEGES: Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year.
• SWITCH AT ANY TIME: Switch to a fixed term, at any time without penalty with a Closed Variable Rate Mortgage.