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 Apply for and obtain a Meridian mortgage completely online from wherever you are, at your own pace — whether on your laptop, tablet or smartphone. Simply choose one of our great rates below or read on to learn more.

Plus, get your FREE credit score, just for applying!

 

If you've already started the mortgage process online, you may log back in at any time to continue with your online application.

 

Compare our 5-year fixed rate of 3.15% and you’ll find we’ve got the best mortgage on the market1.


OUR BEST MORTGAGE RATES*


VARIABLE RATE MORTGAGE
5-Year Closed

2.80%

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FIXED RATE MORTGAGE
5-Year Closed

3.15%

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FIXED RATE MORTGAGE
2-Year Closed

3.04%

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Looking for the home of your dreams?

We can help you find it and get cash back! Check out our new home shopping tool.


YOUR MORTGAGE. YOUR WAY.

Whether you’re in the market for a new mortgage or looking to renew, switch or refinance your existing mortgage, Meridian makes it simple and convenient. You can now apply completely online or have one of our friendly Mortgage Specialists come to you on your schedule at a location that works for you. No more rushing to fit your time into branch hours. Get started today using one of the options below:

FEATURES


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20/20 PREPAYMENT PRIVILEGES

Pay down up to 20% of the original principal balance, per year, without penalty or increase your monthly payment by up to 20% of your original payment plan each year (or a combination of both).


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SKIP-A-PAYMENT

Whatever the reason, we can help ease the strain. Our Skip-a-Payment feature is as simple as it sounds – we let you skip one month’s mortgage payment to give you a little breathing room.


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FLEXIBLE SCHEDULE

Having a mortgage is a long-term commitment. Choose a payment schedule that suits you and fits your budget: weekly, bi-weekly, monthly, bi-monthly and accelerated weekly and  bi-weekly.


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MORTGAGE PROTECTION

Our Group Mortgage Protection (GMP) is a monthly premium that helps safeguard your home in case of financial hardships including death, disability or critical illness.


THE FLEX-EQUITY MORTGAGE


Introducing the Flex-Equity Mortgage from Meridian! The Flex-Equity Mortgage combines a regular mortgage and pairs it with a Home Equity Line of Credit – as you pay down the principal of your home this will free up some equity in the line of credit which will allow you to conveniently access the equity in your home for things like renovations, a dream vacation or simply have extra funds on hand when you need them – no need to reapply.  

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THE FAMILY + FRIENDS MORTGAGE


As the housing market gets pricier, many Canadians wonder how they’ll ever be able to afford a home – particularly if they’re not in a conventional two income family. That’s why Meridian created the  Family + Friends Mortgage – a practical way for modern families and friends to join forces and pool their financial resources to afford a larger shared home. 

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Simplify your mortgage with our Mortgage
and Loan Calculator


Meridian’s Mortgage and Loan Calculator shows much you can save by changing your payment frequency or making extra payments, as well has helping you understand how much you can afford for your new home.

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