Solicitor Forms

Payout Statement and Discharge requests for Meridian retail mortgages can now be submitted digitally through the Unity Lender Centre platform, (fomerly Assyst Real Estate (ARE) platform) free of charge.

There are no fees to enroll or use the Unity Lender Centre discharge solution. Please request payout statements no less than five (5) business days in advance.

If you already use the Unity Lender Centre, simply click the Discharge tab at the top of your file and the main discharge page will display.

Contacts:

• For assistance using the Unity Lender Centre, call 1-877-418-7511.
• To request up-to-date balances for Retail Lines of Credit or if you have questions about a payout statement request already submitted, contact Meridian at 1-866-516-3044.

Note:

• Commercial payout and discharge requests are not processed through the Unity Lender Centre. Please contact the branch listed on the Member’s statement for these requests.

Tips:

• Do not make duplicate requests. If you have already requested a payout statement for a mortgage charge, you will be prevented from requesting again.
• Include details of the Member account number.
• Please allow a minimum of five (5) business days for the request to be completed. Requests made with less than five (5) business days might not be completed on time.

Meridian Credit Union delivers residential mortgage transactions electronically through First Canadian Title’s Managed Mortgage Solutions (FCT MMS) program.

Solicitor Instructions: Instructions are provided directly via FCT MMS. Please follow the guidelines outlined in the documentation and direct any questions to FCT MMS at:

mortgage@fct.ca

1-877-525-1264

Meridian Credit Union fully supports the FCT MMS program and recognizes the many advantages it brings to the solicitor community. FCT MMS is our distribution channel for residential mortgage transactions.

Legal Professionals, please note: If you have received direct Solicitor Instructions from Meridian Credit Union, please use the Solicitor Forms below to complete the residential mortgage transaction.

Small Business and Commercial Transactions: For Small Business and Commercial mortgage transactions, please follow the fax instructions sent directly to you.

• SCT201914 Standard Charge Terms – Meridian Credit Union Limited (PDF, 2 MB)

• Acknowledgement and Direction (PDF, 740 KB)

• Acknowledgement and Direction and Guarantee (PDF, 750 KB)

• Solicitor's Final Report - Collateral (PDF, 730 KB)

• Solicitor's Final Report - Conventional & High Ratio (PDF, 735 KB)

• Solicitor's Requisition For Funds – Bridge (PDF, 730KB)

• Solicitor's Interim Report (PDF, 757KB)

*For Small Business and/or Commercial use

• Schedule A - Collateral Mortgages (PDF, 80 KB)

• Schedule B - Collateral Mortgages (PDF, 115 KB)

• Standard Charge Terms #200522 (PDF, 110 KB)

• General Security Agreement (GSA) (PDF, 785 KB)

• Specific Resolution - Execution of GSA (PDF, 655 KB)

• Guarantee and Postponement of Claim (PDF, 870 KB)

• Assignment of Rents (PDF, 710 KB)

• Solicitor's Interim Report​ (PDF, 715 KB)

• Solicitor's Final Report - Collateral (PDF, 730 KB)

• Environmental Indemnity Agreement (PDF, 750 KB)

• Agreement for Security on Deposits (PDF, 210 KB)

• Postponement of Creditors Claim (PDF, 205 KB)

• Preferred Solicitor’s Checklist (PDF, 191 KB)

• CMHC Statutory Declaration from Borrower (docx, 54 KB)

• CMHC Schedule for CMHC Collateral Mortgage (docx, 49 KB)

• CMHC Cost Overrun, Debt Service and Construction Completion Agreement (docx, 58 KB)

• CMHC Assignment of Material Contracts and Other Right (includes plans, permits, etc) (docx, 76 KB)

• CMHC Assignment of Insurance (docx, 54 KB)

• CMHC Additional Provisions to Charge Mortgage Standard Charge Terms (docx, 80 KB)