Get a $500 welcome bonus!*
Step 1
Join Meridian by opening an eligible daily chequing account – explore our low-fee account options below.
Step 2
Within the first 45 days of opening your account:
- Deposit a minimum of $50 in your new eligible chequing account
- Set up a recurring monthly direct deposit to your new eligible chequing account of at least $300 from an employer, the government, or your pension, and maintain this for a minimum of seven (7) consecutive months.
Step 3
Enjoy your new chequing account! Plus, Meridian Members get access to OnYourWay, our empowering banking experience that combines financial planning technology and insights with free access to professional advisors.
Great chequing accounts you can choose from*
Essential Chequing Package
Perfect for those who bank infrequently.
Get the basics for a low monthly package fee regardless of your monthly balance.
Everyday Chequing Package
Perfect for those who bank more often.
More included transactions plus a $2,000 minimum monthly balance option to waive the package fee.
Digital Chequing Package
The ideal package for those who prefer to bank digitally.
Unlimited self-serve transactions plus a $3,000 minimum monthly balance option to waive the package and additional transaction fees.
Unlimited Chequing Package
A comprehensive package for those who want unlimited flexibility.
Unlimited self-serve and personal service transactions plus a $5,000 minimum monthly balance option to waive the package fee.
Senior Everyday Chequing Package
A low-cost option for seniors with moderate banking needs.
All your monthly transactions, plus a $2,000 minimum monthly balance option to waive the package fee.
Senior Unlimited Chequing Package
A comprehensive package for seniors who want unlimited flexibility.
Unlimited self-serve transactions plus a $5,000 minimum monthly balance option to waive the package fee.
Student Chequing Package
Designed with the student in mind. Available for student Members6 between ages 18 - 25.
No monthly package fee, plus unlimited self-serve transactions and up to 99 rebated Interac e-Transfers.
Earn up to $5,000 cash back** with Qtrade Direct Investing®
**Terms and conditions apply.
Qtrade Direct Investing promotions and Meridian chequing account offers are independent offers with separate eligibility requirements and terms and conditions.
You don’t have to be a millionaire to be a Meridianaire
We’re giving away $1 Million† to help Members find success faster. Join Meridian so you can enter to win.
Become a Meridian Member, then submit your entry and complete at least one of the required banking tasks. If you do all five, you get five sweepstakes entries!
- Make a deposit
- Start a financial plan through online banking or our mobile app
- Pay a bill
- Set up a pre-authorized contribution
- Deposit your payroll to your Meridian account.
Conditions apply.
Looking for more details? Explore these frequently asked questions
No. This offer is for new Meridian Members only. To qualify for this offer you must not currently have a $1 Meridian Member Share Account.
No. This offer is for new Meridian Members only. To qualify for this offer you must not currently have a $1 Meridian Member Share Account.
A Meridian Share Account is an account where the Member holds at least one Membership share (each valued at $1), enabling the Member to transact with Meridian, buy an investment, apply for a mortgage, etc. This is a standard part of the Member onboarding process and will be facilitated by the Meridian representative during account opening.
If your Meridian account was not active as of February 28, 2026, you are eligible for this offer.
- Open a qualifying account through this offer page OR identify in branch that you are opening a new chequing account as part of this offer.
- Successfully open the $1 Member Share Account and new chequing account.
- Within the first 45 days of Account opening:
- Deposit a minimum of $50 in your new chequing account.
- Set up a recurring monthly direct deposit of at least $300 per deposit, each month, from an employer, the government, or your pension, and maintain this for a minimum of seven (7) consecutive months.
- New Members can expect the $500 bonus payout deposited within a month after satisfying all eligibility requirements (listed above). For example, if you open your new account on April 2, 2026 and satisfy all criteria, your bonus will be deposited by December 30, 2026.
- You can view the full payout schedule in the Terms and Conditions
No. Only new Members are eligible for the cash bonus during the offer period.
Access a direct deposit form from your computer:
- Sign into Meridian online banking
- Click “Select an Action” in the drop-down menu beside your new chequing account
- Click “Direct Deposit Form” from the list
- Click “Deposit Form” from the list
- Select your new chequing account from the list
- Click “Create PDF”
You now have a personalized form to set up your recurring direct deposit.
Access a direct deposit form from your mobile app:
- Sign into the Meridian mobile app
- Select your new chequing account
- Click the “Summary” tab
- Scroll down and click “Download direct deposit form”
- Make sure your new chequing account is selected under “Account”
- Click “Generate PDF”
You now have a personalized form to set up your recurring direct deposit.
Don’t have our mobile app yet? Download it now:
Where can I find more information on account fees and features?
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $3 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | Not applicable |
| MMB to waive package fee5 | Not applicable |
| Transactions included in package | |
| Self-serve1 | 15 included ($1.25 per additional transaction) |
| In branch2 | 5 included ($1.25 per additional transaction) |
| Cheques4 | 2 included ($1.25 per additional cheque) |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 4 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $9 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | Not applicable |
| MMB to waive package fee5 | $2,000 |
| Transactions included in package | |
| Self-serve1 | 25 included ($1.25 per additional transaction) |
| In branch2 | 5 included ($1.25 per additional transaction) |
| Cheques4 | 2 included ($1.25 per additional cheque) |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 6 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $14 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | $3,000 |
| MMB to waive package fee5 | $3,000 |
| Transactions included in package | |
| Self-serve1 | Unlimited |
| In branch2 | 0 included ($1.25 per transaction if MMB not maintained) |
| Cheques4 | 0 included ($1.25 per cheque if MMB not maintained) |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 99 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Available to Members aged 18 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $19 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | Not applicable |
| MMB to waive package fee5 | $5,000 |
| Transactions included in package | |
| Self-serve1 | Unlimited |
| Personal service (in branch)2 | Unlimited |
| Cheques4 | Unlimited |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 99 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Available to Members aged 18-256. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $0 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | Not applicable |
| MMB to waive package fee5 | Not applicable |
| Transactions included in package | |
| Self-serve1 | Unlimited |
| In branch2 | 5 included ($1.25 per additional transaction) |
| Cheques4 | 2 included ($1.25 per additional cheque) |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 99 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Available to Members aged 60 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $3 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | Not applicable |
| MMB to waive package fee5 | $2,000 |
| Transactions included in package | |
| Self-serve1 | 25 included ($1.25 per additional transaction) |
| In branch2 | 5 included ($1.25 per additional transaction) |
| Cheques4 | 2 included ($1.25 per additional cheque) |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 6 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Available to Members aged 60 and older. All features and transactions included in the monthly package fee.
| Fee type and description | Fee details |
|---|---|
| Package fees | |
| Monthly package fee | $9.50 |
| Minimum monthly balance (MMB) to waive additional transaction fees5 | Not applicable |
| MMB to waive package fee5 | $5,000 |
| Transactions included in package | |
| Self-serve1 | Unlimited |
| In branch2 | Unlimited |
| Cheques4 | Unlimited |
| Deposits | Free |
| Rebated Interac e-Transfers®3/ month | 99 included ($1.00 per additional transfer) |
| Monthly interest | Not applicable |
Around here, banking is different
Financial confidence
We offer the same wide range of accounts as the big banks, plus experts who offer one-on-one advice.
Top digital banking
Our top-ranked mobile app and online banking services let you bank how and where you want.
No shareholders
Our profits go to improving products, creating services, and investing in communities. As a Member, you’re an owner.
Not ready to join online?
Visit us in branch and mention this new Member chequing offer* and we can help you discover the Meridian difference.