I already have a Meridian chequing account. Am I eligible?

No. This offer is for new Meridian Members only. To qualify for this offer you must not currently have a $1 Meridian Member Share Account.

I don’t have a Meridian chequing account but I have other Meridian products. Am I eligible?

No. This offer is for new Meridian Members only. To qualify for this offer you must not currently have a $1 Meridian Member Share Account.

What is a Meridian Share Account and how do I open one?

A Meridian Share Account is an account where the Member holds at least one Membership share (each valued at $1), enabling the Member to transact with Meridian, buy an investment, apply for a mortgage, etc. This is a standard part of the Member onboarding process and will be facilitated by the Meridian representative during account opening.

I was a Meridian Member previously but my account is now closed. Am I still eligible?

If your Meridian account was not active as of October 31, 2025, you are eligible for this offer.

What do I have to do to get this offer?

<ol><li>Open a qualifying account through this offer page OR identify in branch that you are opening a new chequing account as part of this offer.</li><li>Successfully open the $1 Member Share Account and new chequing account.</li><li>Within the first 30 days of Account opening:</li></ol><ul start="a" style="list-style-type: lower-alpha; margin-left: 2.0625rem"><li>Deposit a minimum of $50 in your new chequing account.</li><li>Set up a recurring monthly direct deposit of at least $100 per deposit, each month, from an employer, the government, or your pension, and maintain this for a minimum of three (3) consecutive months.</li></ul>

When will I receive my bonus payout?

<ul><li>New Members can expect the $300 bonus payout deposited within a month after satisfying all eligibility requirements (listed above). For example, if you open your new account on November 3, 2025 and satisfy all criteria, your bonus will be deposited by March 30, 2026. </li><li>You can view the full payout schedule in the <a href="~/personal/winter-$300-chequing-offer/terms-and-conditions">Terms and Conditions</a></li></ul>

I opened a new Meridian chequing account just before this offer started – can I still get the $300 bonus?

No. Only new Members are eligible for the cash bonus during the offer period.

How do I access a direct deposit form?

Access a direct deposit form from your computer:<ol><li>Sign into <a href="https://banking.meridiancu.ca/" target="_blank">Meridian online banking</a></li><li>Click “Select an Action” in the drop-down menu beside your new chequing account</li><li>Click “Direct Deposit Form” from the list</li><li>Click “Deposit Form” from the list</li><li>Select your new chequing account from the list</li><li>Click “Create PDF”</li></ol>You now have a personalized form to set up your recurring direct deposit.&nbsp;Access a direct deposit form from your mobile app:<ol><li>Sign into the Meridian mobile app</li><li>Select your new chequing account</li><li>Click the “Summary” tab</li><li>Scroll down and click “Download direct deposit form”</li><li>Make sure your new chequing account is selected under “Account”</li><li>Click “Generate PDF”</li></ol>You now have a personalized form to set up your recurring direct deposit.Don’t have our mobile app yet? Download it now:<a href="https://apps.apple.com/ca/app/meridian-mobile-banking/id583129973" target="_blank"><img alt="Download on the App Store for Apple. Opens in a new window." class="app-store-logo" src="~/getmedia/55034317-053f-475a-a455-5862cb2e71e0/app-store.svg"></a> &nbsp; <a href="https://play.google.com/store/apps/details?id=com.meridian.android" target="_blank"><img alt="Download Android App on Google Play. Opens in a new window." src="~/getmedia/634fccce-3bae-483b-8d74-d0f1815d7388/android.svg"></a>

The Essential Chequing Package

Available to Members aged 18 and older. All features and transactions included in the monthly package fee.<table class="cookies-table" style="margin-left: auto; margin-right: auto"><thead><tr><th>Fee type and description</th><th>Fee details</th></tr></thead><tbody><tr><td>Package fees</td><td>&nbsp;</td></tr><tr><td>Monthly package fee</td><td>$3</td></tr><tr><td>Minimum monthly balance (MMB) to waive additional transaction fees5</td><td>Not applicable</td></tr><tr><td>MMB to waive package fee5</td><td>Not applicable</td></tr><tr><td>Transactions included in package</td><td>&nbsp;</td></tr><tr><td>Self-serve1</td><td>15 included ($1.25 per additional transaction)</td></tr><tr><td>In branch2</td><td>5 included ($1.25 per additional transaction)</td></tr><tr><td>Cheques4</td><td>2 included ($1.25 per additional cheque)</td></tr><tr><td>Deposits</td><td>Free</td></tr><tr><td>Rebated&nbsp;Interac e-Transfers®3/ month</td><td>4 included ($1.50 per additional transfer)</td></tr><tr><td>Monthly interest</td><td>Not applicable</td></tr></tbody></table>

The Everyday Chequing Package

Available to Members aged 18 and older. All features and transactions included in the monthly package fee.<table class="cookies-table" style="margin-left: auto; margin-right: auto"><thead><tr><th>Fee type and description</th><th>Fee details</th></tr></thead><tbody><tr><td>Package fees</td><td>&nbsp;</td></tr><tr><td>Monthly package fee</td><td>$9</td></tr><tr><td>Minimum monthly balance (MMB) to waive additional transaction fees5</td><td>Not applicable</td></tr><tr><td>MMB to waive package fee5</td><td>$2,000</td></tr><tr><td>Transactions included in package</td><td>&nbsp;</td></tr><tr><td>Self-serve1</td><td>25 included ($1.25 per additional transaction)</td></tr><tr><td>In branch2</td><td>5 included ($1.25 per additional transaction)</td></tr><tr><td>Cheques4</td><td>2 included ($1.25 per additional cheque)</td></tr><tr><td>Deposits</td><td>Free</td></tr><tr><td>Rebated&nbsp;Interac e-Transfers®3/ month</td><td>6 included ($1.50 per additional transfer)</td></tr><tr><td>Monthly interest</td><td>Not applicable</td></tr></tbody></table>

The Digital Chequing Package

Available to Members aged 18 and older. All features and transactions included in the monthly package fee.<table class="cookies-table" style="margin-left: auto; margin-right: auto"><thead><tr><th>Fee type and description</th><th>Fee details</th></tr></thead><tbody><tr><td>Package fees</td><td>&nbsp;</td></tr><tr><td>Monthly package fee</td><td>$14</td></tr><tr><td>Minimum monthly balance (MMB) to waive additional transaction fees5</td><td>$3,000</td></tr><tr><td>MMB to waive package fee5</td><td>$3,000</td></tr><tr><td>Transactions included in package</td><td>&nbsp;</td></tr><tr><td>Self-serve1</td><td>Unlimited</td></tr><tr><td>In branch2</td><td>0 included ($1.25 per transaction if MMB not maintained)</td></tr><tr><td>Cheques4</td><td>0 included ($1.25 per cheque if MMB not maintained)</td></tr><tr><td>Deposits</td><td>Free</td></tr><tr><td>Rebated&nbsp;Interac e-Transfers®3/ month</td><td>99 included ($1.50 per additional transfer)</td></tr><tr><td>Monthly interest</td><td>Not applicable</td></tr></tbody></table>

The Unlimited Chequing Package

Available to Members aged 18 and older. All features and transactions included in the monthly package fee.<table class="cookies-table" style="margin-left: auto; margin-right: auto"><thead><tr><th>Fee type and description</th><th>Fee details</th></tr></thead><tbody><tr><td>Package fees</td><td>&nbsp;</td></tr><tr><td>Monthly package fee</td><td>$19</td></tr><tr><td>Minimum monthly balance (MMB) to waive additional transaction fees5</td><td>Not applicable</td></tr><tr><td>MMB to waive package fee5</td><td>$5,000</td></tr><tr><td>Transactions included in package</td><td>&nbsp;</td></tr><tr><td>Self-serve1</td><td>Unlimited</td></tr><tr><td>Personal service (in branch)2</td><td>Unlimited</td></tr><tr><td>Cheques4</td><td>Unlimited</td></tr><tr><td>Deposits</td><td>Free</td></tr><tr><td>Rebated&nbsp;Interac e-Transfers®3/ month</td><td>99 included ($1.50 per additional transfer)</td></tr><tr><td>Monthly interest</td><td>Not applicable</td></tr></tbody></table>

The Senior Everyday Chequing Package

Available to Members aged 60 and older. All features and transactions included in the monthly package fee.<table class="cookies-table" style="margin-left: auto; margin-right: auto"><thead><tr><th>Fee type and description</th><th>Fee details</th></tr></thead><tbody><tr><td>Package fees</td><td>&nbsp;</td></tr><tr><td>Monthly package fee</td><td>$3</td></tr><tr><td>Minimum monthly balance (MMB) to waive additional transaction fees5</td><td>Not applicable</td></tr><tr><td>MMB to waive package fee5</td><td>$2,000</td></tr><tr><td>Transactions included in package</td><td>&nbsp;</td></tr><tr><td>Self-serve1</td><td>25 included ($1.25 per additional transaction)</td></tr><tr><td>In branch2</td><td>5 included ($1.25 per additional transaction)</td></tr><tr><td>Cheques4</td><td>2 included ($1.25 per additional cheque)</td></tr><tr><td>Deposits</td><td>Free</td></tr><tr><td>Rebated&nbsp;Interac e-Transfers®3/ month</td><td>6 included ($1.50 per additional transfer)</td></tr><tr><td>Monthly interest</td><td>Not applicable</td></tr></tbody></table>

The Senior Unlimited Chequing Package

Available to Members aged 60 and older. All features and transactions included in the monthly package fee.<table class="cookies-table" style="margin-left: auto; margin-right: auto"><thead><tr><th>Fee type and description</th><th>Fee details</th></tr></thead><tbody><tr><td>Package fees</td><td>&nbsp;</td></tr><tr><td>Monthly package fee</td><td>$9.50</td></tr><tr><td>Minimum monthly balance (MMB) to waive additional transaction fees5</td><td>Not applicable</td></tr><tr><td>MMB to waive package fee5</td><td>$5,000</td></tr><tr><td>Transactions included in package</td><td>&nbsp;</td></tr><tr><td>Self-serve1</td><td>Unlimited</td></tr><tr><td>In branch2</td><td>Unlimited</td></tr><tr><td>Cheques4</td><td>Unlimited</td></tr><tr><td>Deposits</td><td>Free</td></tr><tr><td>Rebated&nbsp;Interac e-Transfers®3/ month</td><td>99 included ($1.50 per additional transfer)</td></tr><tr><td>Monthly interest</td><td>Not applicable</td></tr></tbody></table>

Get $300 with a new Meridian chequing account

Q: I already have a Meridian chequing account. Am I eligible?

&lt;p&gt;No. This offer is for new Meridian Members only. To qualify for this offer you must &lt;strong&gt;not&lt;/strong&gt; currently have a $1 Meridian Member Share Account.&lt;/p&gt;

Q: I don’t have a Meridian chequing account but I have other Meridian products. Am I eligible?

&lt;p&gt;No. This offer is for new Meridian Members only. To qualify for this offer you must &lt;strong&gt;not&lt;/strong&gt; currently have a $1 Meridian Member Share Account.&lt;/p&gt;

Q: What is a Meridian Share Account and how do I open one?

&lt;p&gt;A Meridian Share Account is an account where the Member holds at least one Membership share (each valued at $1), enabling the Member to transact with Meridian, buy an investment, apply for a mortgage, etc. This is a standard part of the Member onboarding process and will be facilitated by the Meridian representative during account opening. &lt;/p&gt;

Q: I was a Meridian Member previously but my account is now closed. Am I still eligible?

&lt;p&gt;If your Meridian account was not active as of October 31, 2025, you are eligible for this offer.&lt;/p&gt;

Q: What do I have to do to get this offer?

&lt;ol&gt;&lt;li&gt;Open a qualifying account through this offer page OR identify in branch that you are opening a new chequing account as part of this offer.&lt;/li&gt;&lt;li&gt;Successfully open the $1 Member Share Account and new chequing account.&lt;/li&gt;&lt;li&gt;Within the first 30 days of Account opening:&lt;/li&gt;&lt;/ol&gt;&lt;ul start=&quot;a&quot; style=&quot;list-style-type: lower-alpha; margin-left: 2.0625rem&quot;&gt;&lt;li&gt;Deposit a minimum of $50 in your new chequing account.&lt;/li&gt;&lt;li&gt;Set up a recurring monthly direct deposit of at least $100 per deposit, each month, from an employer, the government, or your pension, and maintain this for a minimum of three (3) consecutive months.&lt;/li&gt;&lt;/ul&gt;

Q: When will I receive my bonus payout?

&lt;ul&gt;&lt;li&gt;New Members can expect the $300 bonus payout deposited within a month after satisfying all eligibility requirements (listed above). For example, if you open your new account on November 3, 2025 and satisfy all criteria, your bonus will be deposited by March 30, 2026. &lt;/li&gt;&lt;li&gt;&lt;strong&gt;You can view the full payout schedule in the &lt;a href=&quot;~/personal/winter-$300-chequing-offer/terms-and-conditions&quot;&gt;Terms and Conditions&lt;/a&gt;&lt;/strong&gt;&lt;/li&gt;&lt;/ul&gt;

Q: I opened a new Meridian chequing account just before this offer started – can I still get the $300 bonus?

&lt;p&gt;No. Only new Members are eligible for the cash bonus during the offer period.&lt;/p&gt;

Get a $300 bonus with a new Meridian chequing account

Standard

Essential Chequing Package

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Perfect for those who bank infrequently.

Get the basics for a low monthly package fee regardless of your monthly balance.

Package fee $3 | First year free!* ($36 value)

Self-serve transactions¹ 15

In-branch transactions² 5

Rebated Interac e-Transfers®³ 4

Get this offer

Standard

Everyday Chequing Package

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Perfect for those who bank more often.

More included transactions plus a $2,000 minimum monthly balance option to waive the package fee.

Package fee $9 | First year free!* ($108 value)

Self-serve transactions¹ 25

In-branch transactions² 5

Rebated Interac e-Transfers®³ 6

Get this offer

Standard

Digital Chequing Package

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The ideal package for those who prefer to bank digitally.

Unlimited self-serve transactions plus a $3,000 minimum monthly balance option to waive the package and additional transaction fees.

Package fee $14 | First year free!* ($168 value)

Self-serve transactions¹ Unlimited

In-branch transactions² 0

Rebated Interac e-Transfers®³ 99

Get this offer

Standard

Unlimited Chequing Package

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A comprehensive package for those who want unlimited flexibility.

Unlimited self-serve and personal service transactions plus a $5,000 minimum monthly balance option to waive the package fee.

Package fee $19 | First year free!* ($228 value)

Self-serve transactions¹ Unlimited

In-branch transactions² Unlimited

Rebated Interac e-Transfers®³ 99

Get this offer

Seniors

Senior Everyday Chequing Package

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A low-cost option for seniors with moderate banking needs.

All your monthly transactions, plus a $2,000 minimum monthly balance option to waive the package fee.

Package fee $3 | First year free!* ($36 value)

Self-serve transactions¹ 25

In-branch transactions² 5

Rebated Interac e-Transfers®³ 6

Get this offer

Seniors

Senior Unlimited Chequing Package

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A comprehensive package for seniors who want unlimited flexibility.

Unlimited self-serve transactions plus a $5,000 minimum monthly balance option to waive the package fee.

Package fee $9.50 | First year free!* ($114 value)

Self-serve transactions¹ Unlimited

In-branch transactions² Unlimited

Rebated Interac e-Transfers®³ 99

Get this offer

Student

Student Chequing Package

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Designed with the student in mind. Available for student Members⁶ between ages 18 - 25.

No monthly package fee, plus unlimited self-serve transactions and up to 99 rebated Interac e-Transfers.

Package fee $0

Self-serve transactions¹ Unlimited

In-branch transactions² 5

Rebated Interac e-Transfers®³ 99

Get this offer

*Meridian 2025 Chequing Offer is a limited time offer. Terms and conditions apply. Payout schedule included in terms and conditions.

^‡Terms and conditions for the Youth Account Special Offer

Interac e-Transfer^® Trade-mark of Interac Corp. Used under license.

¹Self-serve transactions – Includes bill payments via: Online, In-Branch, Mobile or Telephone Banking and ABMs, Interac® Direct Payment purchases, pre-authorized debit, and ABM withdrawals. US Dollar chequing account self-serve transactions limited to transfers between accounts via Online, In-Branch Mobile, & Telephone Banking and payments to Meridian US VISA credit cards (transaction fee not charged for payments to Meridian US VISA credit cards from Meridian USD accounts). Bill payments and pre-authorized debit transactions are not available on Savings accounts.

²In-branch transactions – Includes all in-branch withdrawals, bank drafts and outgoing wire transfers.

³Interac e-Transfers^® will be charged at the time of transfer, but refunded at month-end in accordance with package conditions.

⁴Cheques – Cheques drawn on the account or cheques written on the account.

⁵MMB – Minimum Monthly Balance - To waive package and/or additional transaction fees minimum balance must be maintained daily throughout the calendar month.

⁶Student Chequing Package – For Members aged 18 to 25 or those enrolled in post-secondary education. Limit of one Student Package per eligible Member. Student Member must be the primary account holder for the package to be eligible. For Members over the age of 25 who are enrolled in post-secondary education: Acceptable proof of enrollment for the Student Chequing Package includes enrollment letter, invoice or receipt of payment for tuition, timetable or course schedule, or Tuition and Enrolment Certificate (T2202, T2202A or TL11A) and must include the following information: Name of Student, School Name, Academic term/year enrolled and date issued.

Get a $300 bonus with a new Meridian chequing account

Get a $300 bonus* with a new chequing account

Get a $300* welcome bonus + no chequing package fees for a year!*

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